Akshai Subramani

• Assisted in managing daily operations for commercial loan processing, including delegating tasks, monitoring performance and ensuring adherence to deadlines.

• Provided guidance on loan documentation, including Credit Approval, Guaranty Agreements, Security Agreements, and Loan Closing Statements.

• Conducted daily huddles to update the team on loan processing volumes and statuses, facilitating effective communication and team coordination.

• Analyzed key performance indicators to develop strategies for process improvement and cost savings.

• Supported technical needs and identified opportunities for process optimization and productivity enhancement.

• Resolved conflicts among team members diplomatically while maintaining a professional work environment.

• Evaluate loan applications submitted by businesses seeking financing.
• Analyzed financial statements and tax returns for accuracy, completeness, and consistency.
• Assess the overall credit risk associated with the borrower.
• Calculate key financial ratios and metrics to gauge the business's ability to meet its debt obligations
• Consider collateral and other mitigating factors to manage risk & monitor the performance of existing.
• Provided guidance to junior underwriters regarding complex transactions or issues.

• Generated monthly reconciliation reports for management review.
• Processed client payments according to established procedures.
• Analyzed discrepancies between bank statements and internal records.
• Verified accuracy of vendor invoices, credit memos, and statements.
• Responsible for managing and supervising a team of banking reconciliation professionals
• Coordinated cross-functional teams to streamline processes and improve efficiencies.
• Researched and resolved customer inquiries regarding account status.
• Tracked payments made through ACH and Wire transfers, verifying information against banking records.

• Processed different types of loan advance, payment, maintenance, flex advance under the category private equity, acceleratory growth, wine, participation and syndication, corporate finance, foreign currency
• Verified documents and validated client request
• Verified amounts and integrity of every check or funds transfer.
• Identifying and resolving discrepancies or errors in transaction processing
• Maintained confidentiality of bank records and client information