Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
Generic
Akshay Jain

Akshay Jain

Jodhpur

Summary

Chartered Accountant with 8 years of experience in credit underwriting, risk assessment, internal audit, regulatory compliances and team handling.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Senior Manager

HDFC Bank Ltd
Jodhpur
05.2017 - Current
  • Underwriting & Disbursement: Ability to Research & Evaluate client’s performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation, Interact with Customers to understand the business and regularly monitor delinquencies.
  • Responsible for Assessing Credit Worthiness, Interpretation of Credit Bureau Report, Assessment of Income, Preparation of Credit Proposals assessing eligibility of customers. Customer interaction to understand needs and finding solutions within the product range available.
  • Training and Development: Mentored junior credit analysts, including guidance on credit analysis techniques and best practices. Conducted training sessions for sales members on updated credit policies and procedures.
  • Process Improvement: Applied continuous improvement principles to financial processes, promoting accuracy and effectiveness.
  • Business Development: Assisted in developing the business through meeting with builders, developers, high value brokers

Senior Associate

EY
Gurgaon
03.2016 - 12.2016
  • Started as performing end-to-end audit of client's financial statements, including direct communication with clients; key planning and substantive procedures like risk assessment, walkthrough, interim and year-end testing, etc.
  • Performed SOX procedures like independent control testing and re-performance and review of IA reliance controls as part of integrated audits and reporting about control deficiencies.
  • Provided accounting advisory services to clients located in US related to lease and revenue transactions and implementation of new accounting and reporting standards.

Articled Assistant

CA Anand Baheti and Associates
Jodhpur
09.2011 - 08.2014
  • Served as an article assistant for a three-year internship programme in a variety of roles, including internal audits for the hotel industry, statutory audits for various mid-sized enterprises, and income tax-related work for both individuals as well as non-individual entities, Ensuring Statutory Compliance with respect to Taxation, Financial Reporting and company law matters.

Education

Chartered Accountant - Accounting And Finance

The Institute of Chartered Accountants of India
06-2015

BCom (Hons) - Accounting And Finance

Jai Narayan Vyas University
Jodhpur
02-2014

Skills

  • Credit Analysis
  • Risk Assessment
  • Regulatory Compliances
  • Loan Portfolio Management
  • Financial Statement Analysis
  • Budgeting and Forecasting
  • Internal Audit

Certification

  • MCS Training and Orientation Course from ICAI
  • Advanced IT Training from ICAI

Accomplishments

  • Completed Chartered Accountant course at the age of 20.
  • Assisted in organizing a special business campaign for promoting housing loans and related products with Maruti Suzuki India Ltd, Manesar.
  • Assisted in business development in Jodhpur by having meetings with new builders and tapping emerging market for housing loans.

Timeline

Senior Manager

HDFC Bank Ltd
05.2017 - Current

Senior Associate

EY
03.2016 - 12.2016

Articled Assistant

CA Anand Baheti and Associates
09.2011 - 08.2014

Chartered Accountant - Accounting And Finance

The Institute of Chartered Accountants of India

BCom (Hons) - Accounting And Finance

Jai Narayan Vyas University

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Akshay Jain