Akshaya Waghmare
Pune
Summary
To pursue a challenging and growth oriented career in an organization that offers opportunities to learn & grow by delivering the results.
Overview
12
12
years of professional experience
Work History
Loan Operations
Citicorp Services India limited
Pune
01.2023 - Current
- Led a team of 12 resources to ensure efficient delivery of priority transactions
- Resolved complex transaction issues and provided support to the team in handling challenges
- Maintained turnaround time – TAT – by closely monitoring task execution and completion
- Ensured zero escalations and mass errors through proactive issue management
- Achieved zero escalations with consistent month-on-month performance improvements
- Conducted training sessions to maintain high-quality standards in line with the latest policy updates
Loan Operations
Citicorp Services India limited
Pune
12.2021 - 01.2022
- Analyzing loan requests and financial data to evaluate risk
- Assessing creditworthiness of individuals and companies for loans against investments and for personal use
- Collaborating with other financial experts to approve or deny loans
- Making recommendations about whether to increase, adjust, extend, or close lines of credit
- Calculating and approving ROI, credit limit, and collaterals as per customer portfolio
- Analyzing, recommending, and approving the management of collaterals to avoid risk
Loan Operations
Citicorp Services India limited
Pune
12.2016 - 12.2021
- Experience managing various loan operations and portfolios
- Solid knowledge of loan procedures and credit documentation
- Especially adept at dealing with complex loan processes
- Adept at managing client data and maintaining confidentiality
- Strong ability to multitask
- Maintained records of all loans including associated Credit line Applications, Collaterals and payments
- Evaluated loan documents and provided timely decisions
- Scheduled funding disbursements for all approved loans
- Ensured compliance with all loan regulations
- Managed and processed all loan requests
- Published Learning Series on weekly basis for better understanding of Team
- Provided trainings for new users to achieve the learning curve
Finance Officer
ICICI Bank Ltd
Location
03.2013 - 08.2015
- Finalise the day's balance, prepare and print management reports
- Investigate and reconcile discrepancies when they occur
- Studying the reports given by auditors and CA and submitting it to the Management
- Handled Jewel Loan Department of the Branch
- Responsible for expenditure and collection transactions
- Handled customer inquiries, researched problems and developed solutions
- Managing vendor accounts, generating weekly on demand cheques
- Assisted in carrying out Banks internal Audit
- Experienced in keeping the records of daily financial transactions and analyzing the financial aspects
Education
NISM Series -V-A: Mutual Fund Distributors Certification -
National Institute of Securities Market
01.2013
Bachelor - Computer Application
Brihan Maharashtra College of Commerce
Pune, India01.2011
Junior College/High School Certificate Examination -
St. Mira's College for Girls
Pune, India04.2007
Secondary School Certificate Examination -
St. Joseph's Convent Girls High School
04.2005
Skills
- Loan operations
- Hoist operations
- Leading team operations
- Boom Operations
- Military operations
- Loan officer mentorship
Websites
Languages
- English, Advanced
- Hindi, Advanced
- Marathi, Advanced
Timeline
Loan Operations
Citicorp Services India limited
01.2023 - Current
Loan Operations
Citicorp Services India limited
12.2021 - 01.2022
Loan Operations
Citicorp Services India limited
12.2016 - 12.2021
Finance Officer
ICICI Bank Ltd
03.2013 - 08.2015
NISM Series -V-A: Mutual Fund Distributors Certification -
National Institute of Securities Market
Bachelor - Computer Application
Brihan Maharashtra College of Commerce
Junior College/High School Certificate Examination -
St. Mira's College for Girls
Secondary School Certificate Examination -
St. Joseph's Convent Girls High School