Summary
Overview
Work History
Education
Skills
Websites
Languages
Timeline
Generic

Akshaya Waghmare

Pune

Summary

To pursue a challenging and growth oriented career in an organization that offers opportunities to learn & grow by delivering the results.

Overview

12
12
years of professional experience

Work History

Loan Operations

Citicorp Services India limited
Pune
01.2023 - Current
  • Led a team of 12 resources to ensure efficient delivery of priority transactions
  • Resolved complex transaction issues and provided support to the team in handling challenges
  • Maintained turnaround time – TAT – by closely monitoring task execution and completion
  • Ensured zero escalations and mass errors through proactive issue management
  • Achieved zero escalations with consistent month-on-month performance improvements
  • Conducted training sessions to maintain high-quality standards in line with the latest policy updates

Loan Operations

Citicorp Services India limited
Pune
12.2021 - 01.2022
  • Analyzing loan requests and financial data to evaluate risk
  • Assessing creditworthiness of individuals and companies for loans against investments and for personal use
  • Collaborating with other financial experts to approve or deny loans
  • Making recommendations about whether to increase, adjust, extend, or close lines of credit
  • Calculating and approving ROI, credit limit, and collaterals as per customer portfolio
  • Analyzing, recommending, and approving the management of collaterals to avoid risk

Loan Operations

Citicorp Services India limited
Pune
12.2016 - 12.2021
  • Experience managing various loan operations and portfolios
  • Solid knowledge of loan procedures and credit documentation
  • Especially adept at dealing with complex loan processes
  • Adept at managing client data and maintaining confidentiality
  • Strong ability to multitask
  • Maintained records of all loans including associated Credit line Applications, Collaterals and payments
  • Evaluated loan documents and provided timely decisions
  • Scheduled funding disbursements for all approved loans
  • Ensured compliance with all loan regulations
  • Managed and processed all loan requests
  • Published Learning Series on weekly basis for better understanding of Team
  • Provided trainings for new users to achieve the learning curve

Finance Officer

ICICI Bank Ltd
Location
03.2013 - 08.2015
  • Finalise the day's balance, prepare and print management reports
  • Investigate and reconcile discrepancies when they occur
  • Studying the reports given by auditors and CA and submitting it to the Management
  • Handled Jewel Loan Department of the Branch
  • Responsible for expenditure and collection transactions
  • Handled customer inquiries, researched problems and developed solutions
  • Managing vendor accounts, generating weekly on demand cheques
  • Assisted in carrying out Banks internal Audit
  • Experienced in keeping the records of daily financial transactions and analyzing the financial aspects

Education

NISM Series -V-A: Mutual Fund Distributors Certification -

National Institute of Securities Market
01.2013

Bachelor - Computer Application

Brihan Maharashtra College of Commerce
Pune, India
01.2011

Junior College/High School Certificate Examination -

St. Mira's College for Girls
Pune, India
04.2007

Secondary School Certificate Examination -

St. Joseph's Convent Girls High School
04.2005

Skills

  • Loan operations
  • Hoist operations
  • Leading team operations
  • Boom Operations
  • Military operations
  • Loan officer mentorship

Websites

Languages

  • English, Advanced
  • Hindi, Advanced
  • Marathi, Advanced

Timeline

Loan Operations

Citicorp Services India limited
01.2023 - Current

Loan Operations

Citicorp Services India limited
12.2021 - 01.2022

Loan Operations

Citicorp Services India limited
12.2016 - 12.2021

Finance Officer

ICICI Bank Ltd
03.2013 - 08.2015

NISM Series -V-A: Mutual Fund Distributors Certification -

National Institute of Securities Market

Bachelor - Computer Application

Brihan Maharashtra College of Commerce

Junior College/High School Certificate Examination -

St. Mira's College for Girls

Secondary School Certificate Examination -

St. Joseph's Convent Girls High School

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Akshaya Waghmare