R Software
Akshay Goyal
PMI Senior Analyst
Bangalore
Summary
Actuarial professional with 9+ years of experience spanning Life & Health reinsurance and pension consulting. Experienced in portfolio management, in-force initiatives, repricing, and profitability analysis across Asia markets, as well as valuation and reconciliation of complex pension plans. Proven ability to manage cross-functional projects, deliver strategic insights, and support business decision-making through data-driven analysis. Skilled in stakeholder management, process automation, and analytical tools including R and SAS, with a strong track record of improving operational efficiency and portfolio performance.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Portfolio Management Senior Analyst (Actuarial)
Swiss Re
06.2022 - Current
- Supported sustainable growth of the Life & Health (L&H) business across Asian markets through portfolio monitoring, performance analysis, and strategic recommendations.
- Managed multiple cross-market in-force projects, collaborating with underwriting, pricing, valuation, and regional business teams to deliver data-driven portfolio management solutions across Asian markets.
- Evaluated underwriting guideline implementation across in-force portfolios, identifying areas of non-compliance and emerging risks, and partnering with stakeholders to strengthen portfolio governance and underwriting discipline.
- Conducted in-depth portfolio performance reviews to evaluate experience trends, profitability drivers, and emerging risks across Asia markets.
- Led in-force management initiatives, including repricing, portfolio optimization, and risk mitigation measures, to enhance portfolio profitability and long-term sustainability.
- Investigated and resolved portfolio issues through pricing segment reviews, assumption validations, experience analyses, and ACT data clean-up initiatives.
- Prepared WISER presentations, portfolio insights, and executive materials for regional and senior management stakeholders.
- Drove the implementation of Smart Circles tools (PHD and AvE) across Asia Life & Health markets, and leveraged R and SAS to automate analytical and reporting processes, enabling more effective portfolio monitoring, improving reporting efficiency, and delivering significant time savings for regional teams.
- Presented analytical findings and strategic recommendations to senior leadership, supporting portfolio actions, and business planning decisions.
Analyst / Consultant / SME
Willis Towers Watson
08.2021 - 06.2022
- Performed detailed technical review of valuation projects including annual funding and expense valuations.
- Handled consultant queries on plan provisions and valuation results.
- Reviewed Hong Kong pension plans; acted as direct contact for onshore offices.
- Mentored junior associates, improving their technical proficiency.
- Worked on One-stop and Two-stop disclosures and settlement/curtailment accounting.
- Reviewed Mercer Bond Models for multiple clients.
Lead Actuarial Analyst
Mercer India Private Limited
08.2016 - 08.2021
- Worked on 20+ US pension plans as DOER and 6 as REVIEWER.
- Reviewed actuarial valuations for Colombia, Mexico, and Japan.
- Performed PBGC 4010 filings and settlement/curtailment accounting.
- Conducted benefit calculations for retirements and vested terminations.
- Prepared client reports and recommendations.
- Identified process improvement opportunities.
- Completed 30+ expense and disclosure reports.
- Experienced in Funding Calculator operations.
Education
B.Sc. (Hons.) - Statistics
University of Delhi
01.2016
Higher Secondary - undefined
Gauhati Commerce College
01.2011
High School Certificate - undefined
Happy Child High School
01.2009
Skills
- Portfolio Management
- Data Analysis & Reconciliation
- Pricing Methodologies
- Performance monitoring
- Productivity through automation
- Deep Dives
- Market research
Accomplishments
- Successfully implemented Smart Circles tools (PHD and AvE) across PMI and XFT teams, improving portfolio monitoring capabilities, standardizing analytical processes, and enabling significant time savings. Delivered training sessions and user support to facilitate adoption across teams.
- Conducted comprehensive reviews of underwriting guideline adherence against in-force portfolio data, identifying material gaps, breaches, and areas of non-compliance, and providing actionable recommendations to strengthen portfolio governance and underwriting discipline.
- Executed multiple in-force management initiatives and rate reviews across Asia markets, supporting portfolio optimization, profitability improvement, and sustainable business growth.
- Recognized with the PSM Award (January 2026) for outstanding contribution, collaboration, and delivery of high-impact initiatives.
Software
SAS
SQL
Certification
CT-1 Financial Mathematics, CT-3 Probability & Mathematical Statistics (IAI)
Interests
Sketching, Painting, Aquascaping, Wall Art, Traveling, Cooking, Music
Timeline
Portfolio Management Senior Analyst (Actuarial)
Swiss Re
06.2022 - Current
Analyst / Consultant / SME
Willis Towers Watson
08.2021 - 06.2022
Lead Actuarial Analyst
Mercer India Private Limited
08.2016 - 08.2021
Higher Secondary - undefined
Gauhati Commerce College
High School Certificate - undefined
Happy Child High School
B.Sc. (Hons.) - Statistics
University of Delhi