Tally ERP 9
Akshay Sundaram V
Assistant Branch Manager
CHENNAI
Summary
Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths. Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories.
Overview
4
4
years of professional experience
5
5
years of post-secondary education
1
1
Certification
2
2
Languages
Work History
Assistant Branch Manager
City Union Bank, Vanagaram Branch
Chennai
04.2022 - Current
- Managing many clerical employee's daily activities along with daily Branch routines.
- Acquiring basic necessary documents required for the Loan and providing recommendations to the Branch Manager about the insights of the Documents.
- Based on discussion with Manager, preparing Financial Analysis based on the acquired Documents, Validating the Primary & Collateral Securities of the Customer and other necessary Analysis and Present the Proposal for recommendations to the Manager.
- After submitting the Loan proposal document, providing response to the Queries raised by Credit Department for the final Loan sanction for the Customer.
- After Successful Loan Sanction, Acquiring Documents as per the Sanction and fulfill other Sanction conditions for the Release of Funds.
- Developed and managed employee schedules, balancing individual requests and requirements with business needs.
Credit Officer
City Union Bank - Kovilpatti Branch
Tuticorin
03.2020 - 04.2022
- Managed Advances Portfolio of more than 125 Crores which consist of more than 150 Customers.
- Processed Loan Products such as Over Draft, Cash Credit, Term Loans and Retail Loans.
- Processed over 150 Proposals of which around 80+ proposals are Sanctioned which includes 20+ sanctioned proposals with Loan value more than 1 Crore.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Made a regular Credit Monitoring procedures for the overall Advance Portfolios.
Clerical Worker
City Union Bank
Kumbakonam
10.2018 - 03.2020
- Joined as a Clerical in Loan Department and verified over 15 Branches' Fresh Loan proposals.
- After basic verification of the Loan proposals, will raise queries based on the Documents submitted for the proposal.
- Based on the query response, will prepare a Note to the Higher Officials to Sanction/Reject the Proposals with necessary details.
- Overall, around 300 Proposals were processed, of which around 175+ Loans are sanctioned.
Education
MBA - Finance And HR
SASTRA University
Tanjore 07.2016 - 05.2018
Bachelor of Commerce -
St. Joseph College - Autonomous
Trichy 06.2013 - 04.2016
Skills
Loan application evaluation
Software
MS Office
Certification
JAIIB
Personal Information
Date of Birth : 15/02/1996
Father Name : S. Veeramanikandan
Gender : Male
Marital Status : Married
Timeline
Assistant Branch Manager
City Union Bank, Vanagaram Branch
04.2022 - Current
JAIIB
01-2021
Credit Officer
City Union Bank - Kovilpatti Branch
03.2020 - 04.2022
Clerical Worker
City Union Bank
10.2018 - 03.2020
MBA - Finance And HR
SASTRA University
07.2016 - 05.2018
Bachelor of Commerce -
St. Joseph College - Autonomous
06.2013 - 04.2016
Similar Profiles
Lois WilmesLois Wilmes
Customer Service Representative (retired) at Fifth Third Bank-Union Center BranchCustomer Service Representative (retired) at Fifth Third Bank-Union Center Branch
Anmolpreet KaurAnmolpreet Kaur
Member Service Representative at Assiniboine Credit Union (Garden City Branch)Member Service Representative at Assiniboine Credit Union (Garden City Branch)
JOHN DENVER HUERTEJOHN DENVER HUERTE
Branch Service Officer at City Savings Bank - Iriga BranchBranch Service Officer at City Savings Bank - Iriga Branch
Manjitha NManjitha N
Accounts Receivable Specialist at ZoomInfo Technologies India Pvt LimitedAccounts Receivable Specialist at ZoomInfo Technologies India Pvt Limited
Kalairani KKalairani K
Supply Chain Analyst / Buyer / Configuration Analyst (Team Lead) at HCL TechSupply Chain Analyst / Buyer / Configuration Analyst (Team Lead) at HCL Tech