Summary
Overview
Work History
Education
Skills
Websites
Timeline
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Akshit Gupta

Gurgaon

Summary

Experienced Credit and Risk Analyst with expertise in underwriting, financial analysis, and credit assessment. Adept in operations support, customer dispute resolution, and regulatory documentation. Strong knowledge of banking systems, risk mitigation strategies, and credit policies. Motivated individual with business acumen and willingness to take on challenging roles.

Overview

5
5
years of professional experience

Work History

Analyst - Credit & Operations

National Australia Bank
09.2023 - Current
  • Drafted comprehensive credit proposals, loan agreements, and risk assessment reports.
  • Monitored regulatory changes and updated processes accordingly, ensuring alignment with policy.
  • Analyzed financial data to support business decision-making processes.
  • Evaluated potential creditworthiness by reviewing customer financial statements and references, including commercial real estate investment models.
  • Reviewed financial statements to evaluate loan applications and repayment capacity.

Credit Analyst

PGEIN Private Limited
Chandigarh
04.2022 - 08.2023
  • Prepared reports and summaries for funders on new, renewals, and existing loans.
  • Prepared detailed reports summarizing credit analysis findings.
  • Analyzed credit reports to assess client risk profiles.
  • Prepared credit memo based on credit guidelines for securitization and funding of loans to the secondary market.

Underwriting Operations Analyst

Better Mortgage Corporation
07.2020 - 03.2022
  • Supported underwriting through all loan cycle stages, including processing and pre-closing.
  • Assessed Credit, Capacity, Collateral, and Capital to facilitate mortgage approvals.
  • Reviewed loan applications and financial documents to evaluate credit risk.
  • Conducted quality control reviews on underwriting files for completeness and correctness.

Education

Bachelor of Commerce - Banking and Insurance

Panjab University
Chandigarh
06-2019

Skills

  • Research and analysis
  • Credit analysis
  • Loan underwriting
  • Decision-making

Timeline

Analyst - Credit & Operations

National Australia Bank
09.2023 - Current

Credit Analyst

PGEIN Private Limited
04.2022 - 08.2023

Underwriting Operations Analyst

Better Mortgage Corporation
07.2020 - 03.2022

Bachelor of Commerce - Banking and Insurance

Panjab University
Akshit Gupta