SHARATH A
Bengaluru
Summary
To work in an environment which encourages me to succeed and grow professionally where I can utilize my skills and knowledge appropriately. Willingness to take on added responsibilities to meet team goals with a positive attitude.
Overview
2
2
years of professional experience
Work History
Senior Fraud Analyst
Concentrix Daksh LTD
Bengaluru
12.2023 - Current
- Filing a SAR based on the investigation and action required
- Anti-money laundering, KYC checks, Transaction monitoring, offboarding, and creating and filing a SAR to the authority
- Identify and research the patterns, trends, and anomalies in complex transactional & customer data to detect, prevent, mitigate & report suspicious activity related to ML/TF Monitoring and regulating high-risk activity for various business verticals
- Documentation of Grounds of Suspicion (GOS) for suspicious users/ transactions and filing STR/SAR to the financial intelligence unit FIU
- Utilize information from regulatory changes, new regulations, and internal policy changes to further identify new key risk areas
- Analyse comparative data, prepare and present reports related to AML risk assessments, and monitor AML-related issues and escalations
- EDD - Performed periodic review of customer's account, transactions and other activities to detect and report suspicious behaviour
- Financial Due Diligence - Investigative analysis of financial performance of client, checks of corporate ownership structure against Sanctions, PEP to prevent terrorist financing and locking suspicious transactions
- Identification - Appropriate identification of customer's profile by using third party search and identifying if Customer Due Diligence or Enhanced Due Diligence is needed or not
- Reviewing the unusual cross-border activities and wrong media mentions on the website
FRAUD ANALYST
Cognizant Technologies Solutions
Bengaluru
07.2022 - 09.2023
- Monitor real time queues and identify high risk transactions within the business portfolio
- Observe customer transaction to identify fraudulent activity such as account takeover, friendly fraud theft and other risks
- Identify fraudulent transactions and cancel them from further processing
- Monitor constantly customer and transactional records to identify unauthorized transactions and fraudulent accounts
- Maintain fraud analysis models to improve efficient and effectiveness of company systems
- Ensure confidentiality of all information collected during the investigation
- Determine existing fraud trends by analysing accounts and transaction pattern
- Worked on multiple fraud types such as cookie theft, account takeover and Payment fraud
- Worked on banking related fraud types such as chargebacks, credit card fraud any form of payment fraud types
Education
MBA - Finance and marketing
Don Bosco Institute of management studies and computer application
Bengaluru12.2022
B.com -
Don Bosco Institute of management studies and computer application
Bengaluru12.2019
CEBA -
Sri Sai Sathyanarayana PU college
Bengaluru12.2016
SSLC -
Bangalore higher secondary school
Bengaluru12.2014
Skills
- Ability to multitask
- Ability to work under pressure
- MS word
- MS excel
- SAR filing
- SAR creation
- Transaction monitoring
- Risk-based investigation report
- Trust and safety
- Business & Functional Analysis
Accomplishments
- Completed a certification course in financial markets
- Archived rank position in sports
- Volunteered in college (fest, events and club)
- Organised cultural activities and events at office (based on festivals)
Hobbies and Interests
- Cricket
- Kabaddi
- Solo bike rides (travelling)
- Artistic work
Languages
- English
- Kannada
- Tamil
- Telugu
Timeline
Senior Fraud Analyst
Concentrix Daksh LTD
12.2023 - Current
FRAUD ANALYST
Cognizant Technologies Solutions
07.2022 - 09.2023
MBA - Finance and marketing
Don Bosco Institute of management studies and computer application
B.com -
Don Bosco Institute of management studies and computer application
CEBA -
Sri Sai Sathyanarayana PU college
SSLC -
Bangalore higher secondary school
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