ALI ASGAR
Bettiah
Overview
2
2
years of professional experience
Work History
District Manager
DESTINY IT SERVICES PVT LTD
Patna
01.2022 - 02.2024
- Regularly communicated updates regarding changes in corporate policies or procedures down through store level employees.
- Developed and implemented district-wide sales strategies to increase revenue and market share.
- Conducted regular store visits to ensure compliance with company policies, standards, and regulations.
- Developed and implemented financial plans for customers to help them reach their short-term and long-term goals.
- Provided comprehensive advice on a range of banking products including loans, mortgages, savings accounts, investments and insurance.
- Analyzed customer's financial situations to determine the best options for meeting their needs.
- Conducted regular reviews with clients to discuss progress towards achieving their objectives.
- Managed client portfolios by monitoring performance and making recommendations based on market conditions and individual circumstances.
- Organized seminars to educate customers on topics such as budgeting, retirement planning and debt management.
- Collaborated with other departments within the bank to provide quality service to clients.
- Handled customer inquiries in a timely manner while providing accurate information about banking services and products.
- Assisted customers in opening new accounts or transferring existing accounts from other institutions.
- Responded promptly to customer complaints by resolving issues efficiently and effectively.
- Maintained current knowledge of industry trends, regulations and standards related to banking services.
- Prepared reports detailing customer activity, portfolio performance and risk management strategies.
- Reviewed credit applications for accuracy before submitting them for approval.
- Generated sales leads through networking activities such as attending events or contacting potential customers.
- Built relationships with customers by providing excellent customer service.
- Researched competitors' offerings to develop strategies for increasing market share.
- Participated in training sessions to stay up-to-date on changes in banking policies and procedures.
- Adhered to all internal controls established by the bank's compliance department.
- Performed administrative duties such as filing paperwork, entering data into systems and preparing documents for meetings.
- Provided support during audits conducted by regulatory bodies such as FINRA or FDIC.
- Ensured that all transactions were compliant with relevant laws, regulations and ethical standards.
- Answered clients' questions regarding details of financial plans and strategies and explained data in easy-to-understand terms.
- Developed and deepened relationships with new and existing clients to advance progress and improve business.
- Advised customers on advantages and disadvantages of different product decisions in alignment with individual needs.
- Promoted business to increase customer base and grow revenue.
- Developed and expanded financial planning relationships with customers through loyal and dedicated service.
- Offered diversified set of solutions and full scope of investment products and services to meet clients' best interests.
- Consulted with clients to assess and meet short- and long-term financial goal.
- Evaluated investment materials to develop financial recommendations, fulfill customer needs and predict favorable investments.
- Interviewed clients to determine income, expenses, financial objectives and risk tolerance in order to develop successful financial plans.
- Provided ethical, objective and holistic financial planning advice to clients.
- Increased assets under management by offering investment and insurance solutions to clients.
- Explained advantages and disadvantages of available financial products to customers to maximize satisfaction.
- Analyzed wills, insurance policies and corporate contracts for potential financial risks and opportunities for improvement.
- Facilitated client meetings with comprehensive investment strategy planning.
- Addressed non-compliance issues by requesting additional information from client and updating remediation records.
- Grew assets under management through referrals and new business opportunities.
- Evaluated earnings performance to provide clients with in-depth ratings.
- Advised on investment portfolios with 401k, pension and tax-sheltered annuity products.
- Provided recommendations for education funding, estate planning and insurance gap analysis.
- Assisted clients with planning for and funding retirements using mutual funds and other strategies.
- Advised customers on financial investment options and capital expenditures.
- Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
- Checked payroll, vendor payments and other accounting disbursements for accuracy and compliance.
- Created and updated financial reports on frequent basis to present information to leadership teams.
- Prepared internal and regulatory financial reports, balance sheets and income statements.
- Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs.
- Managed relationships with tax authorities, bankers and auditors.
- Coordinated preparation of external audit materials and external financial reporting.
- Conducted reviews and evaluations for cost-reduction opportunities.
- Analyzed actual financial results to budget, preparing variance reporting to functional groups.
- Analyzed competitors and market trends to facilitate business growth.
- Developed invoicing systems and internal controls to boost billing efficiencies.
- Coordinated approval or rejection of lines of credit or commercial, real estate or personal loans.
- Created financial management mechanisms to minimize financial risk to business.
- Consolidated business data into actionable metrics to simplify and highlight areas of concern and opportunity.
- Developed or analyzed information to assess current or future financial status of firms.
- Built financial models to allocate resources, forecast cash and investment needs and make capital budgeting decisions.
- Recommended new financial and accounting software packages. replacing various non-integrated offerings.
- Communicated with stockholders or other investors to provide information or raise capital.
- Invested funds and recommended appropriate dividend issuances based on historical dividend patterns and expected cash flows.
- Used hedging to mitigate financial risks related to interest rates on company's borrowings.
Banking Advisor
DESTINY IT SERVICES PVT LTD
Patna
01.2022 - 02.2024
- Developed and implemented financial plans for customers to help them reach their short-term and long-term goals.
- Provided comprehensive advice on a range of banking products including loans, mortgages, savings accounts, investments and insurance.
- Analyzed customer's financial situations to determine the best options for meeting their needs.
Education
High School Diploma -
NANDANGARH COLLEGE LAURIYA,W.CHAMPARAN
05-2025
Languages
Hindi
First Language
Timeline
District Manager
DESTINY IT SERVICES PVT LTD
01.2022 - 02.2024
Banking Advisor
DESTINY IT SERVICES PVT LTD
01.2022 - 02.2024
High School Diploma -
NANDANGARH COLLEGE LAURIYA,W.CHAMPARAN