Overview
Work History
Education
Skills
Websites
Accomplishments
Timeline
Generic

Ali Monish P E

Kondotty

Overview

16
16
years of professional experience
2014
2014
years of post-secondary education

Work History

CARE Ratings Ltd
06.2024 - Current
  • Led a team credit analysts in delivering comprehensive credit evaluations for large-cap issuers across diverse industries including construction, logistics and automotive sectors
  • Oversaw the drafting and finalization of rating rationales, ensuring clear articulation of key credit drivers, financial risks, and sector dynamics in alignment regulatory standard
  • Played a key role in the rating committee process, bringing forward complex cases and supporting analytical decisions with sound financial rational
  • Achieved 90 acceptance of new credit rating assignments for the financial year 2024-25

Deputy Vice President-Large Corporates

Kotak Mahindra Bank Ltd
11.2022 - 06.2024
  • Responsible for origination and coverage of Corporates with turnover more than INR 50 Billion in Kerala and ROTN region
  • Onboarded a large manufacturer in Kerala involving KMBL and its subsidiary NBFC with total exposure of INR 2.75 Bn to Kotak group within a strict deadline to close an acquisition
  • Analysed financial statements, prepared CMA, credit proposals, actioned upon EWS triggers and presented the loan proposals to sanctioning authorities
  • Grew Fund based portfolio by 50% in 9MFY24 and among top 5 RMs in the PAN India Leaderboard
  • Collected highest processing fee in Q3 FY24 which included a High yield infra proposal and a prominent corporate group in Kerala

Assistant Vice President-Large Corporates

Yes Bank Limited
01.2021 - 11.2022
  • Responsible for origination and coverage of Large Indian Corporate clients across industry sectors with turnover more than INR 10 Billion in Chennai region
  • Credit appraisal, documentation, relationship management and post disbursal monitoring of the portfolio which included two prominent corporate groups in India
  • Grew non fund based book 3 times and FD book 5 times in FY22
  • Obtained highest rating “exceeds expectation” in appraisal process FY 21-22

Solution Manager-SME Group

ICICI Bank Limited
06.2018 - 12.2020
  • Responsible for sourcing and on boarding SME customers with turnover up to INR 2.5 Billion
  • Highest number of disbursements in H1FY21 in Tamil Nadu and highest number of branch activations under synergy program in Q2FY21
  • Established and maintained CEO/CFO relationships of SMEs and structured banking facilities like Working Capital, Term loan, Export Credit, Bank Guarantee, Letter of Credits etc.

Assistant Manager-Commercials& Ops

Container Corporation of India Ltd
01.2016 - 06.2018
  • Managed entire import warehouse operations and commercials at ICD Tughlakabad, New Delhi
  • Directly managed a team of 10 employees handling the commercial and operation function of the warehouse and indirectly managed 50 employees through contractors

Manager-Partnerships and Presales

Flytxt Mobile Solutions Private Ltd
05.2014 - 06.2015
  • Preparing response to RFP/RFIs by co-ordinating with sales, marketing and product team
  • Supporting the sales function in providing product demonstrations to potential clients

Assistant Manager-Network operations

Tata Teleservices Ltd
08.2009 - 06.2012
  • Fault management of Main Switching Centres of core telecom network
  • Obtained the maximum rating “High Potential” in appraisal process FY 2010-11

Education

MBA(PGDM) - General Management

Indian Institute of Management Indore

B. Tech - Electronics and Communication

College of Engineering Trivandrum

Skills

  • Financial Analysis
  • Credit Risk Assessment
  • Industry Analysis
  • Account Management
  • Deal structuring
  • Negotiations
  • Team Management
  • Relationship Management

Accomplishments

  • Among top 0.5 % (Rank 175) in Kerala Engineering Entrance Examination
  • Second best outgoing student of class XII
  • Mathematics topper among 150 students in class XII

Timeline

CARE Ratings Ltd
06.2024 - Current

Deputy Vice President-Large Corporates

Kotak Mahindra Bank Ltd
11.2022 - 06.2024

Assistant Vice President-Large Corporates

Yes Bank Limited
01.2021 - 11.2022

Solution Manager-SME Group

ICICI Bank Limited
06.2018 - 12.2020

Assistant Manager-Commercials& Ops

Container Corporation of India Ltd
01.2016 - 06.2018

Manager-Partnerships and Presales

Flytxt Mobile Solutions Private Ltd
05.2014 - 06.2015

Assistant Manager-Network operations

Tata Teleservices Ltd
08.2009 - 06.2012

B. Tech - Electronics and Communication

College of Engineering Trivandrum

MBA(PGDM) - General Management

Indian Institute of Management Indore

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Ali Monish P E