Alpesh Nimavat
Credit Manager
Junagadh,GJ
Summary
To work in a company where my knowledge and skills can be utilized for the growth of company. Such I will be able to lead, and we create healthy environment which can improve our selves.
Overview
1
1
Language
15
15
years of professional experience
Work History
CM Junagadh Branch
MUTHOOT FINCORP.
08.2023 - Current
- Responsible for handling all Credit work with PD, Legal, Technical and Rcu processes as well as sanctioning authority up to 10 lakhs.
- Managed all loan and credit requests and made approval decisions.
- Analyze financial statements and credit history to better understand how much risk could be involved in extending credit to customers.
- Develop and implement strategies to reduce bad debt and improve collection.
- Provide guidance to staff on credit-related matters.
- Ensure compliance with all applicable laws and regulations related to credit granting.junagadh
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
- Proven ability to learn quickly and adapt to new situations.
- Skilled at working independently and collaboratively in a team environment.
BCM Junagadh Branch
BRICK EAGLE AFFORDABLE HOUSING FINANCE LTD. (NEO LEAF)
10.2021 - 08.2023
- Responsible for handling all Credit work with PD, Legal, Technical and also, Operation work.
- Managed all loan and credit requests and made approval decisions.
- Provide guidance to staff on credit-related matters.
BCM Amreli Branch
AADHAR HOUSING FINANACE
01.2021 - 08.2021
- Responsible for handling all Credit work with PD, Legal, Technical and also, part of Disbursement.
BCM Junagadh Branch
MOTILAL OSWAL HOUSING FINANACE
03.2020 - 11.2020
- Responsible for handling all Credit work with PD, Legal, Technical and also, part of Disbursement.
Credit Officer Junagadh Branch
MUTHOOT HOMEFIN ADVISORY SERVICES PVT.LTD
01.2018 - 02.2020
- Responsible for File Login to handling all Credit work.
Credit Officer Junagadh Branch
SHUBHAM HOUSING DEVELOPMENT FINANCE CO.PVT.LTD.
12.2014 - 07.2017
- Responsible for File Login to Disbursement Post Process.
- Responsible for handling all Credit work, branch activity, branch budget Maintain credit and sales process smoothly.
- Handling cash and collection, customer query and Sales Team query Handling file disbursement process maintain all register and mis of the branch.
Branch Manager. (Veraval Branch)
SAMRUDDHA JEEVAN CO-OPEARTIVE SOCIETY
04.2014 - 11.2014
- Responsible all over the branch and handle to customer and managed to operation work.
Operation Executive (Junagadh)
SATYAM INDUSTRIES
01.2013 - 02.2014
Admin Executive (Junagadh.)
PAREDISE PVT.LTD.
09.2011 - 04.2012
Education
MBA -
GTU
Junagadh, India11-2012
B.com - Accounting And Finance
Saurashtra University
Junagadh, India 04.2001 -
H.S.C - undefined
G.H.S.E.B.
03-2005
S.S.C - undefined
G.S.E.B.
03-2003
Skills
Software: MS-Office
Operating System: Windows XP, Windows 7
Interests
Watching TV, Reading, Go to Natural Places
Timeline
CM Junagadh Branch
MUTHOOT FINCORP.
08.2023 - Current
BCM Junagadh Branch
BRICK EAGLE AFFORDABLE HOUSING FINANCE LTD. (NEO LEAF)
10.2021 - 08.2023
BCM Amreli Branch
AADHAR HOUSING FINANACE
01.2021 - 08.2021
BCM Junagadh Branch
MOTILAL OSWAL HOUSING FINANACE
03.2020 - 11.2020
Credit Officer Junagadh Branch
MUTHOOT HOMEFIN ADVISORY SERVICES PVT.LTD
01.2018 - 02.2020
Credit Officer Junagadh Branch
SHUBHAM HOUSING DEVELOPMENT FINANCE CO.PVT.LTD.
12.2014 - 07.2017
Branch Manager. (Veraval Branch)
SAMRUDDHA JEEVAN CO-OPEARTIVE SOCIETY
04.2014 - 11.2014
Operation Executive (Junagadh)
SATYAM INDUSTRIES
01.2013 - 02.2014
Admin Executive (Junagadh.)
PAREDISE PVT.LTD.
09.2011 - 04.2012
B.com - Accounting And Finance
Saurashtra University
04.2001 -
H.S.C - undefined
G.H.S.E.B.
S.S.C - undefined
G.S.E.B.
MBA -
GTU
Language Known
Gujarati, Hindi, English
Personal Detail:
- Date of Birth: 06/10/1988
- Marital Status: Married
- Language Known: Gujarati, Hindi, English
- Nationality: Indian
- Add.: Thakarshi Nagar-2 Bl No-3 Khalilpur Road Joshipura, Junagadh.