Summary
Overview
Work History
Education
Skills
Timeline
Generic

Aman Agarwal

Bengaluru

Summary

Engineering leader with 12+ years of experience in building and scaling high-performance, business-critical platforms in fintech and healthtech domains. Over 5 years of experience managing people and leading cross-functional engineering teams across payments, banking, and platform infrastructure. Currently overseeing two pods at Jupiter, responsible for the complete payments stack-including UPI, TPAP, debit cards, mandates, and bill pay-as well as the RBI-compliant PPI wallet powering Jupiter-s savings product. Adept at aligning technical execution with regulatory compliance and product strategy in highly regulated environments, with a strong track record of delivering complex, high-stakes systems at scale.

Overview

12
12
years of professional experience
19
19
years of post-secondary education

Work History

Engineering Manager

Jupiter
11.2024 - Current
  • Manages two cross-functional pods focused on critical fintech systems-Payments (bank transfers, UPI, debit card lifecycle, mandates, BBPS bill payments and non-BBPS payments, UPI-TPAP) and PPI wallet ('Pots') fully compliant with RBI and certified for UPI-PPI interoperability.
  • Launched UPI Lite in compliance with NPCI guidelines, achieving >99% transaction success rate for low-value transactions.
  • Led the migration of 1.7M+ active debit cards from FIS to the bank-s in-house payment switch, including secure migration of PIN offsets, card controls, and LRS metadata-completed on schedule with zero customer disruption.
  • Launched Jupiter-s PPI wallet product ('Pots')-a fully RBI-compliant offering certified for UPI-PPI interoperability by NPCI. Built a flexible KYC onboarding flow based on user risk profiling.
  • Led a cost-optimization initiative across infrastructure, reducing total infra spend by 18% through smarter resource sharing, scaling policy improvements, and DB performance tuning-cutting query-latencies by up to 90%.

Engineering Manager

Cult.fit
01.2019 - 01.2024
  • Company Overview: Leading healthtech platform.
  • Led teams responsible for Sports Tech, Order Management, and Payments at a leading healthtech platform.
  • Integrated Fitso into Cult ecosystem including sales, operations, support.
  • Redesigned OMS to support partial orders and deferred payments, recovering -2Cr/month.
  • Merged 8M+ user accounts during Tata Neu integration.
  • Reduced MDR by 40%, boosted payment success rate by 15%, and monetized app via subscriptions.
  • Leading healthtech platform.

Platform Lead

Zeta
01.2016 - 01.2019
  • Company Overview: Part of Directi.
  • Led corporate solutions team for Sodexo India.
  • Designed GST-compliant Corporate Expense Platform used by enterprise clients.
  • Built core corporate platform modules for Zeta-s B2B payment infrastructure.
  • Part of Directi.

Senior Platform Engineer

Ringo
01.2014 - 01.2016
  • Company Overview: Part of Directi.
  • Built microservices for real-time call lifecycle tracking.
  • Designed call lifecycle management system handling routing, billing, analytics.
  • Part of Directi.

Platform Engineer

Flock
01.2013 - 01.2014
  • Company Overview: Part of Directi.
  • Contributed to real-time features of enterprise communication tool.
  • Built group read receipts and presence indicators.
  • Part of Directi.

Education

BTech - Information and Communication Technology

Dhirubhai Ambani Institute of Information and Communication Technology
01.2009 - 01.2013

CBSE - undefined

DAV Public School
01.2006 - 01.2008

ICSE - undefined

La Martiniere For Boys
01.1993 - 01.2006

Skills

    Distributed Systems

    Coaching and mentoring

    Engineering design

    Stakeholder communication

    Regulatory compliance

    Strategic planning

    Recruiting

    Hiring

    Project management

Timeline

Engineering Manager

Jupiter
11.2024 - Current

Engineering Manager

Cult.fit
01.2019 - 01.2024

Platform Lead

Zeta
01.2016 - 01.2019

Senior Platform Engineer

Ringo
01.2014 - 01.2016

Platform Engineer

Flock
01.2013 - 01.2014

BTech - Information and Communication Technology

Dhirubhai Ambani Institute of Information and Communication Technology
01.2009 - 01.2013

CBSE - undefined

DAV Public School
01.2006 - 01.2008

ICSE - undefined

La Martiniere For Boys
01.1993 - 01.2006
Aman Agarwal