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Associate Principal Engineer

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Operations & Credit Manager with 12+ years of progressive experience in the financial services industry. Expertise in loan underwriting, credit risk management, operations control, compliance, and portfolio management across leading NBFCs and banks. Proven track record in improving credit quality, reducing delinquency, and ensuring seamless branch operations.
Experienced with credit risk assessment, financial analysis, and team leadership. Utilizes strategic planning to streamline credit processes and enhance performance. Track record of implementing effective credit policies that drive company growth and maintain compliance.

Dynamic Regional Sales Manager with a proven track record at Hinduja Leyland Finance, excelling in sales strategy and team leadership. Achieved significant market penetration through innovative initiatives and strong client relationships, while effectively managing portfolio oversight to minimize delinquency. Committed to driving revenue growth and enhancing operational efficiency.

 Dedicated and goal oriented professional with an outperformed track record of over 11+ years' experience In high pressure, team atmospheres in the BFSI / NBFC industry. Strong team leader with clear record of success meeting revenue and staff retention goals. Possesses a profound understanding and knowledge of Sales, Collections, and Operations, with a focus on vehicle finance industry regulations, regulatory compliance, and process-driven methodologies.Proven ability to communicate effectively and build relationships, ensuring high-yield collections. Demonstrates proficiency in data processing and delivering impactful presentations. Cooperative and supportive with a creative approach to problem-solving, prioritizing tasks proactively. Strong interpersonal and communication skills to engage with employees and customers. Command of technology, MS excels analytical mindset, and data-driven decision-making. Strong knowledge of local markets, Establishes effective department workflow and maximizes employee compliance, productivity and success in resolving payment issues. 

Experienced with handling customer interactions and resolving issues promptly. Utilizes communication and empathy to build strong customer relationships. Track record of maintaining high customer satisfaction and fostering loyalty.

Results-driven Senior Accountant specializing in financial analysis, budget management, and risk assessment. Proven ability in report preparation and customer due diligence, contributing to informed decision-making and enhanced client satisfaction.

Adept at enhancing team and project success with top-notch code and knowledgeable support. Talented programmer and practiced problem-solver with expertise in data analytics, project management and report preparation.
Strategic Software Engineer skilled in application development, testing and optimization. Excels at coordinating ground-up planning, programming, and implementation for core modules. Maintains strong object-oriented and software architecture fundamentals.
Self-motivated professional successfully managing multiple, concurrent projects on consistent basis. Experienced in developing applications and features for sector. Innovative professional willing to work hard to drive business success.
Experienced programming professional familiar with working on databases and applications. Specializing development tools. Collaborative and productive with excellent planning and communication abilities.
Innovative professional in computer programming, known for productivity and efficiency in task completion. Excel in writing clean, optimized code; debugging complex software issues; and developing scalable applications. Strong in teamwork, problem-solving, and adaptability, ensuring seamless collaboration and innovative solutions in fast-paced environments.

Dynamic Engineer with extensive experience at Napino Auto & Electronics Ltd., excelling in SMT line operations and quality assurance. Proven track record in project management and team leadership, driving process improvements and enhancing product quality. Adept at problem resolution and root cause analysis, ensuring optimal performance in high-stakes environments.

Hardworking and passionate post-doctoral researcher with a demonstrated record of research and keen interest in teaching to bridge the gap between academic and research filed. Ability to design and execute long term molecular biology research in laboratory.

Dynamic Location Manager with a proven track record at Hub Group, excelling in customer service and workload planning. Expert in operational efficiency and team supervision, I successfully minimized delivery delays and enhanced staff training programs, driving continuous improvement and compliance in high-pressure environments. Committed to achieving excellence in logistics operations.

Results-driven Location Manager with expertise in operational management, team leadership, and process improvement. Proven ability to enhance customer experiences and optimize staff performance through effective training and scheduling. Dedicated and adaptable manager with a strong background in operational management. Known for exceptional staff scheduling and training abilities, contributing to improved customer satisfaction and streamlined workflows in retail environments.

AMAN ROUTH

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