AMANDEEP PASSI
Jalandhar
Summary
Accomplished banking professional with over 10 years of experience in SME/Business Banking and Working Capital Finance. Currently serving as Cluster Business Leader at Yes Bank, leading a team of 5 Relationship Managers across Punjab. Expertise in client acquisition, working capital structuring, portfolio management, credit coordination, trade finance, CASA growth, cross-sell, renewals, risk management and stakeholder engagement. Proven ability to build high-performing teams and deliver profitable business growth.
Overview
11
11
years of professional experience
Work History
Cluster Business Leader
YES BANK
01.2025 - Current
- Lead a team of 5 Relationship Managers across Punjab.
- Drive working capital acquisition, portfolio quality, renewals, income and profitability.
- Coach team members, monitor KPIs, resolve portfolio exceptions and improve productivity.
- Partner with Credit, Risk, Operations and Branch Banking for faster sanctions and disbursements.
Relationship Leader, Acquisition
YES BANK
10.2022 - 01.2025
- Acquired MSME relationships across manufacturing, trading and services.
- Built funded and non-funded business through CC, OD, TL, BG and LC.
- Enhanced wallet share via CASA, Trade, Insurance and Fee Income.
Relationship Manager, Infrastructure Finance
HDFC BANK
04.2022 - 10.2022
- Managed corporate relationships and working capital solutions while ensuring portfolio discipline.
Relationship Manager, SME
AXIS BANK
02.2021 - 04.2022
- Sourced SME clients and managed portfolio growth with quality.
Portfolio Relationship Manager
KOTAK MAHINDRA BANK
10.2018 - 02.2021
- Managed SME portfolio (₹10–50 Cr exposures), renewals and income growth.
Relationship Manager, Business Banking
HDFC BANK
12.2015 - 09.2018
- Sourced working capital proposals, prepared credit notes and coordinated approvals.
Education
MBA - Finance
Lovely Professional University
B.Sc. - Economics
GNDU
Intermediate - undefined
PSBEB
Matriculation - undefined
ICSE
Skills
- Working Capital Finance
- SME Lending
- Cash Credit/OD
- Term Loans
- Trade Finance
- BG/LC
- Team Leadership
- Relationship Management
- Credit Proposal Coordination
- Portfolio Management
- CASA
- Cross Sell
- Compliance
- Customer Retention
- Business Development
- Leadership
- Analytical Skills
- Negotiation
- Team Building
- Client Relationship Management
- Execution Excellence
Languages
English
Hindi
Punjabi
Selected Achievements
- Promoted into leadership role managing a multi-location team.
- Consistent experience across Yes Bank, HDFC Bank, Kotak Mahindra Bank and Axis Bank.
- Strong expertise in working capital acquisition, portfolio governance and relationship management.
- Successfully coordinated with cross-functional teams for faster turnaround and improved customer experience.
Timeline
Cluster Business Leader
YES BANK
01.2025 - Current
Relationship Leader, Acquisition
YES BANK
10.2022 - 01.2025
Relationship Manager, Infrastructure Finance
HDFC BANK
04.2022 - 10.2022
Relationship Manager, SME
AXIS BANK
02.2021 - 04.2022
Portfolio Relationship Manager
KOTAK MAHINDRA BANK
10.2018 - 02.2021
Relationship Manager, Business Banking
HDFC BANK
12.2015 - 09.2018
MBA - Finance
Lovely Professional University
B.Sc. - Economics
GNDU
Intermediate - undefined
PSBEB
Matriculation - undefined
ICSE