Amanpreet Singh
Senior Credit Analyst
Bengaluru
Summary
Diligent Senior Credit Analyst touting 5 years of expertise in evaluating documentation and industry analysis to conduct risk reviews. Responsible for setting credit policies, underwriting of loans & proposal to financial affiliates. Experienced in leading and managing high risk portfolio consisting of risky and high exposure merchants and with notable success, keeping all time low losses. Highly skilled and experienced in mentoring, coaching and training underwriting teammates.
Overview
5
5
years of professional experience
6
6
years of post-secondary education
2
2
Languages
Work History
Senior Credit Analyst
PayPal
Bengaluru
02.2022 - Current
- Conducted presentations to upper management and executive teams for loan recommendations.
- Evaluating clients credit data and financial statements to determine the degree of risk involved for complex cases.
- Work with senior leadership to build up a risk management strategy and framework to minimize the financial losses.
- Manage communication of risk strategies and policies with cross functional team managers.
- Train and guide credit analysts on credit policies.
- Determine functional gaps, propose workarounds, and identify potential areas of development.
- Implement a comprehensive management plan for each project and hold regular stakeholder meetings to keep them updated in project progress.
Credit Analyst- Commercial Banking
Axis Bank
Mumbai
12.2019 - 02.2022
- Conducting extensive credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective borrowers with average ticket size of $10 million.
- Performing industry analysis, and Detailed Due Diligence of borrower.
- Conducted industry research to understand economic conditions impacting borrower ability to repay loans.
- Providing recommendations regarding the extension of credit while ensuring Compliances, Quality and TAT.
- Made decisions and recommendations about extending lines of credit.
- Training of new Credit Analysts in the team.
Research Analyst
Acuité Ratings and Research Limited
Mumbai
03.2019 - 12.2019
- Published research articles and Industry Risk Score on various industries
- Client relation with debt exposure of more than $100 million.
- Interpreted data and made recommendations from findings.
- Conducted in-depth qualitative and quantitative research to identify trends and generate insights.
Risk Management Intern
Bank of Baroda
New Delhi
04.2018 - 05.2018
- Validation of credit rating model
- Credit monitoring to assess early signals of potential NPAs
- Analysis of credit worthiness of clients
Education
MBA - Finance
Institute of Mangament Technology
Nagpur 06.2017 - 03.2019
B.Com - Financial Accounting
SOL, Delhi University
Delhi 04.2012 - 03.2016
Skills
Due diligenceundefined
Affiliations
Founding Member of Centre for Corporate governance, Institute of Management Technology, Nagpur
Hobbies
Trekking and playing chess
Timeline
Senior Credit Analyst
PayPal
02.2022 - Current
Credit Analyst- Commercial Banking
Axis Bank
12.2019 - 02.2022
Research Analyst
Acuité Ratings and Research Limited
03.2019 - 12.2019
Risk Management Intern
Bank of Baroda
04.2018 - 05.2018
MBA - Finance
Institute of Mangament Technology
06.2017 - 03.2019
B.Com - Financial Accounting
SOL, Delhi University
04.2012 - 03.2016
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