A results-driven Business Analyst with over 10 years of experience in Capital Markets, Banking (Payments/Cards), Card Chargeback Management, and Insurance. I have successfully contributed to Enhancements, Migrations, and New Initiatives throughout the project lifecycle, from initiation to delivery and maintenance. My expertise covers various SDLC phases and methodologies, including Waterfall, V-Model, and Agile (Scrum, Kanban, XP). Skilled in conducting GAP analyses, Feasibility Studies, and Root Cause Analyses, I ensure informed business decisions while maintaining a strong focus on quality. My deep understanding of Agile frameworks allows me to adapt to diverse project requirements effectively.