Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

Amit Chaturvedi

Credit Analyst
Varanasi,UP

Summary

Dedicated Credit Analyst with a background in reviewing credit bureau reports and communicating with commercial clients. Knowledgeable in credit approvals and limits. Offering a successful career history comprising more than 4+ years.

Overview

2
2
Languages
1
1
Certification
5
5
years of post-secondary education
4
4
years of professional experience

Work History

Business Analyst - Commercial Lending

Genpact Ltd
Gurugram, India
12.2019 - 08.2020
  • Preparing Credit Proposals (Pre-Sanction process) for Companies of various sectors.
  • Detailed analysis of the Audited Annual Reports and projections of financial performances of the Companies.
  • Preparing Credit Monitoring Arrangement (CMA) data and Credit Rating Assessment (CRA) report of Companies based on their quantitative and qualitative performances.
  • To assist the Relationship Manager in the presentation of the credit proposal to the sanctioning committee
  • Maintaining TAT for timely appraisal of files as prescribed by guidelines.

Financial Analyst - Credit

Globus Thenken Pvt. Ltd
Pune, India
09.2017 - 09.2019
  • Analysis & preparation of company financial i.e. CMA (Credit Monetary Assessment)/FAT (Financial Analysis Tools).
  • Preparing of Input Sheet, Term Sheet.
  • Reviewing management qualification, experience, track record, succession plan, competence & market credibility.
  • Analyze borrower’s financial strength and performance along with the repayment capacity on the basis of financial statements & other additional documents
  • Detailed analysis of Cash flows for deriving underlying trend of operating cash flows, free cash flows and cash conversion cycle
  • Performing Ratio Analysis to understand the profitability, liquidity, solvency, leverage & operating efficiency of the clients business
  • Preparing detailed credit risk appraisal note, recommending the case and pursue at senior level
  • Analyze borrower’s financial strength and performance along with the repayment capacity on the basis of financial statements & other additional documents.

Associate Analyst - Commercial Lending

State Street Syntel Service Pvt. Ltd
Pune, India
03.2016 - 08.2017
  • Analyze credit data and financial statements of companies with respect to automobile sector in U.S. to determine the degree of risk involved in extending credit or lending money
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations
  • Analyzing key financial ratios to ascertain liquidity
  • Assigning a credit rating to each existing business or new business considering loss given default and probability of default.

Education

PGDM - Financial Management

IFIM B-School
Bangalore
06.2013 -

BBA - Finance

MMCC College (University of Pune)
Pune
05.2010 -

Skills

    Credit Report Writing

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Accomplishments

  • Awarded the State Street Syntel Champ Award in Q3 2016.
  • Ranked 1st in B-Quiz organized by Business Standard
  • Founder of " QuizBizz" - IFIM B-School Quiz club

Certification

Certification in Credit Analysis from Edupristine & BSE

Timeline

Business Analyst - Commercial Lending

Genpact Ltd
12.2019 - 08.2020

Financial Analyst - Credit

Globus Thenken Pvt. Ltd
09.2017 - 09.2019

Associate Analyst - Commercial Lending

State Street Syntel Service Pvt. Ltd
03.2016 - 08.2017

PGDM - Financial Management

IFIM B-School
06.2013 -

BBA - Finance

MMCC College (University of Pune)
05.2010 -

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Amit ChaturvediCredit Analyst