OVERVIER – A complete professional with 12 years of cross-functional experience in Business Productivity through sales & management. Hands of experience in selling LI, Mutual funds, banking products.Proven skills in smooth functioning of daily operational activities with minimum errors. Providing effective customer services &generate leads from both in house & outside customers to achieve sales target. Expertise in designing & implementing training programs for bringing keen customer focus, high energy level and team spirit in the employees. An effective communicator with excellent interpersonal & relationship management skills.
Overview
13
13
years of professional experience
Work History
Branch Operation Manager
Axis Bank Ltd.
Fulia
11.2021 - 10.2025
Responsible for entire branch operational work on daily basis.
Review accounts/ T.D. opened/ Account closed. Check all type of daily reports. Monitor dummy accounts (cash/cheque) and reversal resulting from forms being returned by CPU.
AOD checking and exception checking. Updating all types of register daily basis.
Compliance to KYC norms : Verification of AOF to ensure accounts opened and KYC compliant.
Scrutiny of Account opening forms for strict adherence to KYC guidelines.
Account Monitoring : Regular monitoring of accounts to ensure control over debit balance in CASA account.
Record maintenance : Ensure records are neatly arranged. Ensure that vouchers (Cash/Transfer/Cheque/Deliverables etc.) are stitched with proper norms.
Authorise and check all the entries made by Teller, W.D., review of critical function handled.
Vendor cost management : Contribute to areas of controllable cost like stationery, electricity, fuel etc.
Locker operation, ensure levy charges for stop payments
Branch Sales Manager
Bandhan Bank Ltd.
Krishnanagar
05.2019 - 11.2021
As an in-charge of the branch sales my job role comprises of monitoring all branch activities sales of assets and liability products.
Coaching, mentoring and training the team to reach desired productivity level and achieve the branch budget keeping in mind strict compliance regulations.
Handling Sales and generate revenue from both the teams.
Establishing and maintaining positive customer relationships.
Planning and monitoring the progress of new and existing financial products.
Delegate & supervise of day-to-day productivity to staff.
Recruitment, Training and Performance Assessment of Sales officers.
Managing the overall achievement of the budgets, identifying improvement areas and implementing adequate measures to maximize customer satisfaction level.
Conceptualizing and implementing competent strategies with a view to penetrate new accounts and deepen existing ones for a wide range of financial products / services.
Identifying and implementing strategies for building team effectiveness by leading from the front and promoting a spirit of cooperation between team members.
Planning targets, monitoring them and ensuring achievement of overall targets.
Managing customer centric banking operations & ensuring customer satisfaction by achieving delivery & service quality norms in addition to complaints management.
Ensuring strict compliance along with developing business aggressively
D.M.
ICICI Bank Ltd.
Liluah
05.2018 - 04.2019
Responsible for entire branch operational work on daily basis.
Review accounts/ T.D. opened/ Account closed. Check all type of daily reports. Monitor dummy accounts (cash/cheque) and reversal resulting from forms being returned by CPU.
AOD checking and exception checking. Updating all types of register daily basis.
Compliance to KYC norms : Verification of AOF to ensure accounts opened and KYC compliant.
Scrutiny of Account opening forms for strict adherence to KYC guidelines.