AMIT KUMAR
Ludhiana,PB
Summary
To work in a competitive and professional organization with honesty, loyalty and integrity. To achieve excellence in Corporate–Legal through consistent and sincere efforts.
Strategic Legal Professional with 10 years of comprehensive experience in Banking law and litigation. Demonstrated expertise in drafting legal documents, representing Bank in court proceedings, and ensuring compliance with regulatory frameworks. Currently serving as Sr. Manager- Legal at Kotak Mahindra Bank, adept at managing complex legal issues and driving favorable outcomes in way of recovery.
Overview
10
10
years of professional experience
Work History
Senior Manager- Legal
Kotak Mahindra Bank
08.2021 - Current
- Preparation and reviewed contract and other legal documents following applicable Law/regulations.
- Analyzed and applied legal principles and perform legal research to support Litigation strategy.
- Keeps current with frequent changes in Banking Law and regulations to protect the interest of the Bank.
- Structured commerical deals and protect Legal and financial interest of the Bank.
- consult different stake holder of the Bank to determine needs regarding the commercial aspect of prospective deals.
- negotiate deals with the opposing counsel to come to appropriate deal terms which is beneficial to the Bank.
- Adept at managing complex legal issues and driving favorable outcomes in way of recovery.
- Compliance of Banking Law and regulation of Reserve Bank of India.
- Drafting and issuance of Loan Recall Notice, Notice Under section 13(2) & 13(4) of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (“SARFAESI Act”), and to procure order under section 14 of SARFAESI Act 2002 from the office of District Magistrate.
- Deep understanding of proceedings under Recovery of Debt Due to Bank and Financial Institution Act, Debt Recovery Tribunal Act, SARFAESI Act, Insolvency and Bankruptcy Code, Arbitration Act, Negotiable Instrument Act and major procedural law enforced in India.
- Conducting Auctioning of the Mortgaged Properties of the borrower in default.
- Exposure of various courts including High Court, Debt Recovery Tribunal, Consumer Forum, State Commission, National Consumer Dispute Redressal Commission, District Courts, and National Company Law Tribunal, Representing the Bank before Committee of Creditors meeting with Resolution Professional, issuance of Demand Notice under IBC. My core competencies include drafting and vetting of legal documents, liaising with police personnel and Revenue authorities, and preparation and updating of MIS.
Associate Advocate
Kapoor & Company
02.2015 - 08.2021
- Drafting of Various types of Agreement including triparty agreement.
- Worked as an Associate Advocate at Kapoor & Company, a law firm based in Jangpura, Delhi. Handled drafting and vetting of legal documents, appearance before various courts, and tribunals, and liaison with advocate/solicitor firms. Also involved in preparation and issuance of loan recall notices, filing of O.A before Ld. DRT, and filing and contesting writs before the Hon1ble High Court.
Junior Associate
Sidharth Joshi & Associates
07.2014 - 01.2015
- Assisted senior associates in legal research, drafting legal documents and court proceedings.
- Judgment Search, Drafting, Litigation, Registration of Trade Mark.
Education
Bachelor in Law - Law
Lloyd Law College, Greater Noida, Delhi (NCR)
Greater Noida, Delhi (NCR) 07.2014
12th -
Sun Flower Public School
01.2008
10th -
Dav Public School
01.2006
Skills
- Legal Drafting and Vetting: Proficient in drafting and vetting a wide range of legal documents, including complaints, writs, applications, and agreements, with meticulous attention to detail and adherence to legal standards
- Court Representation: Skilled in representing Bank before various courts and tribunals, with a focus on Recovery disputes, foreclosure actions, and mortgage enforcement Ability to articulate compelling legal arguments and negotiate favorable settlements
- Regulatory Compliance: Deep understanding of real Banking laws and regulations, including Consumer Protection Act, Arbitration, Execution, RDDBFI Act, DRT Act, SARFAESI Act, and IBC, ensuring compliance with legal requirements and mitigating legal risks for Bank and organizations
- Strategic Planning: Strategic thinker with a proactive approach to problem-solving, adept at analyzing complex legal issues, and developing innovative strategies to protect Banks' interests and achieve desired outcomes in Banking transactions and litigation
- Advanced proficiency in MS Office suite, facilitating efficient document management and analysis in real estate transactions and legal proceedings
- Sound understanding of Human Resource Management and Entrepreneurship Development principles, enhancing organizational effectiveness and fostering a culture of innovation and growth
Humancompetencies
- Good communication & interpersonal skills.
- Self-motivator, and have a habit of sharing knowledge.
- Team worker & adaptable.
- Sincere & hardworking.
- Good observer & quick learner.
Personal Information
- Date of Birth: 04/12/1990
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Disclaimer
I hereby declare that the above written particulars are correct to my knowledge.
Timeline
Senior Manager- Legal
Kotak Mahindra Bank
08.2021 - Current
Associate Advocate
Kapoor & Company
02.2015 - 08.2021
Junior Associate
Sidharth Joshi & Associates
07.2014 - 01.2015
Bachelor in Law - Law
Lloyd Law College, Greater Noida, Delhi (NCR)
12th -
Sun Flower Public School
10th -
Dav Public School
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