Summary
Overview
Work History
Education
Skills
Certification
Personal Information
Timeline
Generic
Amit Kumar Alok

Amit Kumar Alok

Barhi

Summary

Dynamic Branch Manager with a proven track record at Utkarsh Small Finance Bank, excelling in revenue generation and team leadership. Expert in optimizing operations and enhancing customer service, driving significant process improvements. Adept at coaching teams to achieve business objectives while maintaining audit-ready records and compliance standards.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Branch Manager

UTKARSH SMALL FINANCE BANK
JAMSHEDPUR
07.2023 - Current
  • Worked cross-functionally to plan and establish branch goals, supporting strategic objectives.
  • Increased efficiency and drove branch revenue by optimizing daily operations.
  • Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
  • Identified opportunities for process improvement initiatives within the branch.
  • Organized professional development programs for employees at all levels of the organization.
  • Conducted regular performance reviews for all employees in the branch.

Branch Sales Manager

Bandhan Bank
11.2019 - 07.2023
  • Responsible for Achieving the Business Objectives of the Branch and meet the Value, Volume and sales channel Productivity metrics.
  • Provide coaching, mentoring, training and on-going feedback/support to improve sales team performance and advance their abilities Analysis of clients.
  • Maintaining, tracking and enhancing Business Development Officers productivity records.
  • Ensure marketing activity and sales drive initiatives with Team.
  • Brand building and visits to Market places for new business generation.
  • HNI account sourcing for branch value building.
  • Error free documentation, processing and servicing within the guidelines.

Personal Banker

HDFC Bank
01.2017 - 11.2019
  • Portfolio Management.
  • Authorization of Customer financial transactions.
  • Adaptable in customer handling with high standard procedures and protocols.
  • Propagate financial product to customers and offer them as per customer suitability.
  • Complaint handling to escalation handling.
  • To achieve the income target both MTD and YTD.
  • To provide excellent level of service to enhance the relationship, and to generate business from customer.
  • Responsible for NTB Acquisition.
  • Cross selling of Financial products (Life Insurance & General Insurance, Mutual funds) various other Wealth and Retail Asset products.

Front Desk Officer

Axis Bank
08.2012 - 01.2017
  • Adherence to KYC/AML norms as stipulated by RBI.
  • Responsible for audit checking and rectifications of errors.
  • Overseeing the documentation process for opening and maintenance of current and savings accounts.
  • Monitoring and ensuring that the Tats are adhered to as stipulated by the bank.
  • To ensure timely processing of instructions given by the clients towards the operation and maintenance of their accounts.
  • Responsible for processing and verification of day to day every type of financial transaction like Transfers, NEFT, RTGS, FD, RD, DD, PO, OD, Cash, Cash Verification etc.
  • Focussed towards Zero Defect and No Pendency, self mandated norms with a focus towards Client Relationship Management.
  • Responsible for NTB acquisition.
  • Cross selling of Financial products (Life Insurance & General Insurance, Mutual funds) various other Wealth and Retail Asset products.
  • Stock maintenance of deliverables like debit card and cheque book, l-connect pins.

Education

MBA/PGDM -

New Delhi Institution of Management
New Delhi
01.2010

B.Com -

Ranchi University
01.2010

Skills

  • Business growth management
  • Compliance management
  • Revenue generation
  • Team leadership
  • Customer relationship management

Certification

  • Deep knowledge of bank products and common transaction and service requests.
  • Admirable experience effectively managing a wide range of banking activities & procedures.
  • Solid understanding of new technologies and software. Maintained cost controls, working within budget resulting in achieving branch annual profitability.
  • Possess technical and business knowledge of compliance functions, regulatory compliance, and client due diligence.
  • Adept at navigating complex issues utilizing statistical competencies to harness data and drive change.
  • Expertise in resolving customer queries, establishing excellent relationships with clients & achieving desired goals to enhance business growth.
  • Supportive and enthusiastic team player dedicated to streamlining process and efficiently resolving issues, collaborating closely with the team to plan, design and develop robust solutions.
  • Strong analytical, problem solving and organization skills.
  • Trustworthy individual with strong ethics and integrity and good interpersonal skills.
  • In-depth knowledge of data analysis and data visualization.
  • Experience of providing administrative and operational support to Bank Operations & Finance, handling various products and processes and preparing MIS reports to provide feedback to top management.

Personal Information

  • Date of Birth: 11/25/89
  • Gender: Male
  • Marital Status: Married

Timeline

Branch Manager

UTKARSH SMALL FINANCE BANK
07.2023 - Current

Branch Sales Manager

Bandhan Bank
11.2019 - 07.2023

Personal Banker

HDFC Bank
01.2017 - 11.2019

Front Desk Officer

Axis Bank
08.2012 - 01.2017

MBA/PGDM -

New Delhi Institution of Management

B.Com -

Ranchi University
Amit Kumar Alok