Amit Nigam
Jhansi
Summary
Personable and enthusiastic professional with experience in bank operations and customer relationship management.
Adept at managing high-profile client accounts and establishing strong business relations which result in an overall increase in revenue and the attainment of defined corporate goals.
I seek a challenging position in the area of banking sector, data visualization, machine learning, data analysis & related fields where I can share my skills and expand my capabilities further in the pursuit of progressive career advancement.
Overview
10
10
years of professional experience
1
1
Certification
Work History
PROJECT COORDINATOR
AGRIGATORS ENTERPRISES PRIVATE LIMITED-eFeed(START UP)
LUCKNOW-JHANSI
01.2024 - Current
- Developing and implementing effective sales strategies
- Meeting planned sales goals
- Building new relationships and management of existing relationships
- Conducting regular sales forecast
- Identifying and resolving issues that arise.
ASSISTANT MANAGER
INDIAN OVERSEAS BANK
AGRA- FATEHABAD ROAD BRANCH
12.2017 - 04.2022
- Issuance of CC limit to merchants, followup of timely payments and stock statements
- Processing of mortgage loan products
- Processing of different loan applications including retail and government sponsored products
- Preparing of office notes and loan proposals for various loan applications in accordance with the norms established by the RBI
- Teller operations ensuring day to day smooth banking environment
- Cross selling of different insurance and social security products
- Building relationship with new customers in the new area with achieving sales target
- Personal and retail banking
- Strict compliance to CDD, EDD and other KYC norms for individual customers, non-individual customers
- Monitored transactions of existing clients to identify any unusual or potentially fraudulent activity.
ASSISTANT MANAGER
INDIAN OVERSEAS BANK
JHANSI
09.2014 - 11.2017
- Marketing of personal assets products with focus on personal loans
- Processing loan applications of retail loans such as education loans, vehicle loans, home loans and credit cards in accordance with strict procedures established by RBI
- Marketing of advance products including Government Sponsored Schemes such as PMMY and processing of applications under the schemes by reaching out to target customers
- Handling audit queries and ensuring transactions are done as per internal process and compliance
- Built relationships with high net worth customers
- Active cross selling of various social security and other insurance products
- Active cross selling of investment services
- Managing existing and stressed assets
- Active participation in NPA recovery with team, relationship building and business growth
- Developed and implemented a streamlined KYC review process that reduced average customer onboarding, while maintaining a strict compliance rate with regulatory standards
- Successfully managed a high-profile client portfolio, conducting enhanced due diligence on heavy transactions, and ensuring full compliance with AML regulations.
ASSISTANT MANAGER
INDIAN OVERSEAS BANK
JHANSI CANTT
07.2014 - 09.2014
- Branch and teller operations, customer relationship management
- Handling of retail outward transactions such as making payments for college or educational fees
- Managing inward-outward clearing and generation of reports in accordance with
- Managing and leading team by closely monitoring all compliance and process management
- Training in various retail loan and different government loan scheme products
- Reviewed customer documents for verification and compliance with standard KYC procedures
- Following strict adherence to KYC/AML norms established by RBI, UIDAI etc.
Education
Bachelor of Science -
Bundelkhand University
Jhansi, U.P.05.2013
High School Diploma -
Christ the King College
Jhansi, U.P.05.2010
Skills
- Finacle (Software)
- Expertise in handling staff
- Experience in working under immense pressure
- Ms Office Programs & Mac OS
- Qualified various Govt exams like IBPS PO, IBPS CLERK, SSC CGL
- Computer Operations
- Problem-Solving
- Flexible and Adaptable
- Budget coordination
- Regulatory Compliance
- Cost Management
- Strategic Planning
Accomplishments
- Recognized by top management for best coordination between branch and the regional office.
Certification
- Certification in CCC
Timeline
PROJECT COORDINATOR
AGRIGATORS ENTERPRISES PRIVATE LIMITED-eFeed(START UP)
01.2024 - Current
ASSISTANT MANAGER
INDIAN OVERSEAS BANK
12.2017 - 04.2022
ASSISTANT MANAGER
INDIAN OVERSEAS BANK
09.2014 - 11.2017
ASSISTANT MANAGER
INDIAN OVERSEAS BANK
07.2014 - 09.2014
- Certification in CCC
Bachelor of Science -
Bundelkhand University
High School Diploma -
Christ the King College
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