AMIT PATKAR
Thane West
Summary
Seeking senior management position in forensic accounting, investigations, fraud control, credit control at esteemed organization in manufacturing consultancy, financial advisory, insurance, banking, and NBFC.
Overview
21
21
years of professional experience
Work History
Senior Manager
Indusind Bank
04.2025 - 07.2026
- Leads investigations in retail assets portfolio, corporate loan and liability by defining scope of work.
- Guided team members in document review and coordinated with internal stakeholders to ensure timely data availability for investigations.
- Ensures timely receipt of investigation reports in compliance with the RBI Master Directions on Fraud Risk Management
- Prepared key deliverables and presentations for Senior Management and the Fraud Management Group to facilitate account classification decisions.
- Provided anti-fraud insights on proposed Standard Operating Procedures, internal policies, and new product PAC notes to enhance compliance.
- Conducted investigations across various sectors to identify fraud risks.
- Executed corporate lending investigations across various sectors to assess risk.
- Conducted fraud investigations in gems and jewelry sector to uncover irregularities.
- Executed investigations into retail lending and liability cases across diverse markets.
- Home finance
- Vehicle finance
- Gold Loans
- CASA
- Conducted investigations into whistleblower complaints to ensure accountability.
- Bribery and corruption in sanction of loans leading to loss to employer.
- Bribery and corruption in awarding tenders for revenue / capital expenditure for personal pecuniary benefits
- Indusind Bank is the 5th largest bank in India. Indusind has a team strength of around 45000 people and having 2984 branches.
- (CFMU- Central Fraud Management Unit)
Regional Risk Manager -West
Equitas Small Finance Bank Ltd.
01.2015 - 04.2025
- Oversaw RCU vertical for west zone, managing risk assessments across 90 branches in Maharashtra, Chhattisgarh, Gujarat, and Madhya Pradesh.
- Investigated employee, customer, and vendor-related frauds, delivering detailed reports with actionable recommendations to management.
- Performed risk-based process reviews in asset and liability branches, identified control lapses, and recommended policy changes.
- Handled confidential investigations related to the Whistle Blower and POSH policies.
- Compiled and submitted comprehensive fraud reports to RBI, ensuring compliance with regulatory requirements.
- Handled Micro Finance, Retail assets, Liability.
- Managed diverse tasks effectively.
- Equitas Small Finance Bank is one of the leading small finance banks in India. Equitas has a team strength of around 23000 people and having of 450 liability and 670 asset branches.
- (Risk Containment Unit - RCU)
As Consultant
Ernst & Young LLP.
Gurgaon
03.2013 - 12.2014
- Outlined primary responsibilities undertaken
- Conducted field investigations into kickbacks and improper vendor relationships, providing senior management with insights to address compliance issues in electrical manufacturing, technology, and IT services sectors.
- Performed FCPA reviews, identifying compliance risks and ensuring adherence to regulations for leading companies in liquor and FMCG industries.
- Investigated inventory fraud, revenue over-reporting, and fund diversions, delivering findings that supported corrective actions for a major Indian paper manufacturer.
- Conducted investigations on policy issuance process violations for a prominent health insurance company.
- Focused on fraud investigation and resolution
- Executed due diligence and disk imaging checks during investigative processes.
- Ernst & Young is a global leader in assurance, tax, transaction and advisory services. Worldwide EY has team strength of 141,000 people and presence in more than 140 countries around the world.
As Co-ordinator
Shree Sai Agencies
Nagpur
07.2012 - 02.2013
- Identified and documented key tasks to ensure efficient operations.
- Managed agency operations, including recovery, repossession, and legal activities for secured NPA accounts (CV, CE, CAR, LAP).
- Ensured compliance during the sale of repossessed assets and conducted regular audits of yard stock.
- Shree Sai Agencies is authorized collection, repossession and SARFAESI agency for Canara bank in Vidharbha.
- (For Canara Bank)
As An Assistant Manager
Magma Fincorp Limited
Nagpur
12.2010 - 06.2012
- Coordinated key tasks for project execution to ensure timely delivery and alignment with objectives.
- Oversaw the Seized & Sold portfolio for the entire Vidharbha region, managing a team of 5 Senior Executives.
- Performed sample checks on asset sales to identify potential fraud or cash misappropriation, safeguarding company assets.
- Ensured compliance with statutory requirements while collaborating with legal teams to address audit-related inquiries.
- Magma is one of the largest NBFC in India. Magma provides loans in Auto, Construction Equipment, Commercial Vehicle, Housing, Tractor, Used Vehicles, Gold, Auto Lease, Insurance. Having over 280+ branches and 9000+ employees.
- (Seized & Sold)
As Location Head
HSBC Bank
Nagpur
01.2008 - 01.2010
- Outlined primary responsibilities in role.
- Managed a collections portfolio with a book size of ?20 crore.
- Administered all account activities, including MIS preparation and portfolio management.
- Analyzed portfolio trends to identify process gaps and implemented corrective measures, such as designing receipt control registers to mitigate fraud risk
- HSBC Bank is one of the largest banks in the world. They have had a presence in India from last 150 years. In India they are having Personal Banking, Corporate Banking, Credit Cards, Personal Loans, Consumer Finance, Insurance, Business Banking, NRI Banking.
- (Consumer Finance Collections)
As An Officer- Collections
CitiFinancial Consumer Finance India Ltd.
Nagpur
03.2006 - 12.2007
- Managed various key tasks related to portfolio management.
- Handled a collections portfolio with a book size of ?45 crore.
- Conducted regular analysis of the portfolio to identify and escalate fraud and dispute cases, minimizing potential losses.
- Designed and implemented monthly training programs for agency staff on detecting lapses in credit and sales processes.
- Successfully maintained delinquency rates between 3% and 3.5% across three branches.
- CitiFinancial is one of the leading multinational NBFC in India. It's a subsidiary of Citi Group. It provides Auto Loans, Personal Loans, Home Loans & Consumer Durable Loans.
As Manager (Collections - Airtel)
Prime Services
Nagpur
03.2005 - 02.2006
- Managed various administrative tasks
- Managed collections operations for Nagpur, Amravati, and Gondia branches.
- Trained the collections team on early detection of potential default cases to reduce company churn.
- Prime Services is one of the largest collection agencies of Airtel in Vidharbha. Having a team of more than 80 people and branches in Gondia, Amravati and Nagpur.
Education
B.Sc. - Mathematics
Madurai Kamaraj University
Madurai01-2004
10+2 -
CBSE
Delhi01-1998
10 -
CBSE
Delhi01-1996
Skills
- Forensic Investigations & Audit: Forensic Accounting, Root Cause Analysis (RCA), FCU/RCU Activities, Field Investigations, Market Intelligence, Computer Forensics
- Fraud & Risk Management: Fraud Control Policy Implementation, Control Gap Analysis, Risk Mitigation, Pre- & PostDisbursement Vetting, Regulatory Reporting (RBI)
- Leadership & Management: Team Leadership, Stakeholder Management, Process Improvement, Policy Review, Employee Training & Development
- Credit & Collections: Credit Control, Collections Management, Repossession & Seized Asset Management, Delinquency Management, NPA Portfolio Management
- Proficient in working with Windows XP, MS Office (Word, Excel, PowerPoint)
Personal Information
- Date of Birth: 1980-07-29
- Marital Status: Married.
PERSONAL DOSSIER
Linguistic Abilities : Hindi and English.
Timeline
Senior Manager
Indusind Bank
04.2025 - 07.2026
Regional Risk Manager -West
Equitas Small Finance Bank Ltd.
01.2015 - 04.2025
As Consultant
Ernst & Young LLP.
03.2013 - 12.2014
As Co-ordinator
Shree Sai Agencies
07.2012 - 02.2013
As An Assistant Manager
Magma Fincorp Limited
12.2010 - 06.2012
As Location Head
HSBC Bank
01.2008 - 01.2010
As An Officer- Collections
CitiFinancial Consumer Finance India Ltd.
03.2006 - 12.2007
As Manager (Collections - Airtel)
Prime Services
03.2005 - 02.2006
B.Sc. - Mathematics
Madurai Kamaraj University
10+2 -
CBSE
10 -
CBSE