July 2021- Till Date
UNIVERSAL CONSULTING SERVICES (Fintech)
Zonal Business Head – North & East.
- Loans like home loan, ML loan, SME loan, Business loan, Personal loan, Education loan mobilization through distribution.
- Investment products like Mutual Funds, PMS, Health Insurance, Bond, etc.
- Credit cards.
- Team Management, Team handling, Increasing market share.
- Time-to-time reviewing with team.
- Grow strategic relationship with key channel partners.
- Lead and Mentor a team of Sales Managers/ Relationship Managers and Channel partners.
- Tie-up process with HFC’s, Banks, others.
- Ensure compliance & adherence to operational procedures statutory and regulatory requirements.
- Monitor feedback from channel partners & review the effectiveness of deliverables with business objectives.
October 2019- November 2020 (Based -New Delhi)
BAJAJ FINSERV, BAJAJ FINANCE LIMITED
Regional Manager- Fixed Deposit – North & East Region
Regions – New Delhi, Uttar Pradesh, Uttarakhand, Punjab & Chandigarh, Himachal Pradesh, Haryana, Rajasthan, Jammu & Kashmir, West Bengal, Bihar, Jharkhand, Odisha.
- Responsible for achieving deposit targets for the region/ zone through sales team and business partners (Brokers/ Distributors/ Agents) and Direct Retail and Institutional team.
- Define and implement regional/ zonal business plan and strategies to achieve corporate objectives.
- Responsible for setting up distribution networks, sales promotion activities for ensuring greater Share-of-wallet from these partnerships.
- Grow strategic relationship with key channel partners.
- Monitor feedback from channel partners & review the effectiveness of deliverables with business objectives.
- Maintain and enhance relations with key customer accounts to ensure business growth and expand SOW.
- Lead and Mentor a team of Sales Managers/ Relationship Managers and Channel partners.
- Work closely with internal zonal/ regional other functional teams to map the overall performance of the region/ zone.
- Active involvement in design and development, as well as structuring, of distributor R&R programs.
- Ensure compliance & adherence to operational procedures statutory and regulatory requirements.
- Responsible to increase market share & acquire new clients within region/ zone.
- Growth journey and Key highlights
- Part of Hero of the Moment.
- North & East Region stands Pan India no.1 on target v/s achievement.
- Successfully implementation on part of many going and pilot projects.
- Awarded No.1, RM (Regional Manager) in all Quarters of FY. Built business from scratch and established brand and business of the region North & East.
- Established teams in all locations & new locations.
Dec.2015 – October 2019 (Based - New Delhi)
DEWAN HOUSING FINANCE CORPORATION LTD ( DHFL)
Regional Sales Manager: Retail Liability – Delhi, UP & UT
- To establish and handle sales and distribution of Retail Liability (fixed deposits and Inter corporate deposits) for organization in the 3 big states Delhi, Uttar Pradesh and Uttaranchal (Delhi, Lucknow, Kanpur, Varanasi, Gorakhpur, Allahabad, Bareilly, Moradabad, Saharanpur, Ghaziabad, Agra, Mathura, Noida, Dehradun, Haldwani, Haridwar) of through the distribution network and channel partners.
- To handle a team of relationship managers and operations executives.
- To handle key IFA's, ND's and corporate relationships.
- To recruit, train and guide the team of 45 members like Area Manager, Relationship Managers – Distribution, Relationship Manager –Retail, Key Account Manager and generate desired business proposition.
- To plan and deliver month on month numbers both in value and retail penetration.
- To handle and establish the DST (direct sales team) for retail deposits, loans and cross sales of LI/ GI and mutual fund of group companies.
- To ensure timely service of the partners as per the guidelines set by the organization.
- To manage the operations unit and guide them for customer and distributor service and set benchmark in performance.
- To create awareness in spoke locations and generate business from smaller locations.
- To build corporate business for bulk deposits from trust/societies/corporations and institutions.
- To maintain highest degree of relationships with the partners and institutional customers.
- To deliver presentations and arrange seminars.
- Growth journey and Key highlights
- Built business from scratch and established brand and business in the state of UP & UT.
- Ever highest business mobilized in FY 2017-2018 in DHFL history.
- Joined as Area Manager Uttar Pradesh and established all the UP & UT branches.
- Awarded No. 1 RSM in last two years Annual Business meet.
- Gave multiple times growth in business and successfully built retail base and corporate clients.
- Got promoted as Regional sales Manager for UP & UT locations based at Lucknow.
- In one year of joining gave growth across verticals and defined business parameters which still continuous.
- The UP & UT team stands Pan India number 1 on targets v/s achievement and one of the fastest to grow in institutional business.
- Always No.1 in cross sale business.
- Part of Zenith – accelerated growth plan for future potential managers and pool of top managers.
- Part of many on going and pilot projects in retail business and corporate deposits business and successful implementation of the same.
Jan’2014 – Dec’ 2015
BARODA PIONEER ASSET MANAGEMENT CO.LTD
Location Head– Lucknow, Kanpur, Raebareilly and Fathepur Region
- Growth journey and Key highlights
- Established the distribution business for the company in the Area of UP.
- Handled a team of RMs and generated MF Business.
- In very first year itself, the entire team generated 5 times the average salary of the region.
- Handled the operations team and trained both sales and operations team.
June 2007 –Jan’2014
RELIANCE NIPPON LIFE ASSET MANAGEMENT LTD. (RELIANCE MUTUAL FUNDS)
- June’2007 – June’2009 Relationship Manager -Lucknow
- June’2009- May ’2010 Assistant Manager - Lucknow, Hardoi, Bahraich, Faizabad, Sitapur
- May’2010 – June 2012 Deputy Manager – Lucknow
- June’2012 – Jan’2014 Branch Manager - Bareilly (Bareilly, Pilibhit, Badoun, Shahjanhpur, Rampur, Haldwani)
- Growth journey and Key highlights .
- Joined as RM-Lucknow and got promoted as Branch manager Bareilly.
- Biggest deal of INR 300 Cr.in Liquid Fund.
- Successfully handled the distribution business and also got on track the corporate business.
- To handle key IFA, NDs and corporate relationships.
- Handled a large team of relationship managers and resident representatives in Tier 4 cities of the state.
- Record business mobilization in RNRF and tax advantage fund. Record single day 1200 SIP login achieved.
- Biggest deals of the Liquid funds for UP mobilized from a very big corporate client of the state.
April 2004-June 2005
ICICI BANK LTD.
- Sales Trainee –Lucknow CASA / TPT Sales