Amit Sharma
State Product Manager - Passenger Vehicle
Noida,UP
Summary
Enthusiastic Product Manager with over 20 years of experience in Vehicle Loan. Eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Excellent reputation for resolving problems and improving customer satisfaction.
Overview
16
16
years of post-secondary education
19
19
years of professional experience
Work History
State Product Head - Passenger Vehicle
IndusInd Bank Limited
New Delhi, Delhi
07.2017 - Current
- Supervising Team of 1 Credit Manager, 2 Credit Verification Executives, 2 Hub Manager, 10 Branch Manager, 40 Business Executives, 1 State Collection Coordinator, 16 Collection Executives from 12 branches.
- Sourced Used and New Car Loan Cases.
- Managed Portfolio size of 7175 customers with Book Size of Rs.325.00 Crores.
- Developed and maintained relationships with local Dealerships and DSA's.
- Drove operational improvements which resulted in savings and improved profit margins.
- Overachieved Budgeted Numbers and own trip to Thailand and China.
Hub Head
IndusInd Bank Limited
Allahabad, Uttar Pradesh
01.2015 - 07.2017
- Supervised Team of 4 Branch Head, 17 Business Executives, 8 Collection Executives and 4 Back Office Executives of 7 Branches in Allahabad Hub i.e. Allahabad, Pratapgarh, Mirzapur, Robertsganj, Chopan, Reenukoot and Anpara.
- Sourced Loan Cases of Commercial Vehicle, Light Commercial Vehicle Auto Loan, Small Commercial Vehicles and Construction Equipments.
- Managed Portfolio size of 3096 customers with Book Size of Rs.1757 lakhs.
- Developed and maintained relationships with local Dealerships and DSA's.
- Boosted branch sales by developing and deepening customer loyalty through incentive programs.
- Complied with regulatory requirements including Bank Secrecy Act, Anti Money Laundering etc.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
Branch Incharge
IndusInd Bank Limited
Moradabad, Uttar Pradesh
11.2010 - 01.2015
- Supervised work of 4 Field Officers, 1 Back Office Staff and 3 Collection Executives.
- Developed and maintained relationships with local Dealerships and DSA's.
- Boosted branch sales by developing and deepening customer loyalty through incentive programs.
- Complied with regulatory requirements including Bank Secrecy Act, Anti Money Laundering etc.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
Business Unit Manager
Fullerton India Credit Company Limited
Jhansi, Uttar Pradesh
11.2007 - 11.2010
- Sourcing of Business Loan, Mortgage , Loan Against Property and Asset Based Funding cases through team of dedicated field executives.
- Managing Portfolio and Collection of Monthly Installments through dedicated collection executives.
- Reduced or eliminated different types of financial discrepancies by improving documentation and reporting accuracy for budget and operational controls.
- Created, managed and executed business plan and communicated company vision and objectives to motivate teams.
- Oversaw and improved deliveries through proactive coordination of daily operations.
Field Officer
IndusInd Bank Limited
Bareilly, Moradabad, Jhansi, Uttar Pradesh
08.2003 - 11.2007
- Sourcing of Commercial Vehicles Loan, Auto Loan from open market and dealership of different manufacturers.
- Recommended loan approvals and denials based on customer loan application reviews.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
- Maintained strict confidentiality of bank records and client information.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Maintained friendly and professional customer interactions.
- Reviewed and edited loan agreements to promote efficiency and accuracy.
- Collection of Installments of cases funded.
Junior Executive Trainee
Ashok Leyland Finance
Dehradun and Sahanpur, Uttranchal and Uttar Pradesh
08.2002 - 08.2003
- Delivered clerical support by handling range of routine and special requirements.
- Sorted and organized files, spreadsheets and reports.
- Analyzed problems, identified solutions and made decisions.
- Interacted with customers by phone, email or in-person to provide information.
Education
Bachelor of Commerce - Management And Commerce
Panjab University
Chandigarh 04.1997 - 08.2000
Senior Secondary - Commerce
D.A.V Centenary Senior Secondary Public School
Malerkotla, Punjab 04.1995 - 04.1997
High School -
St.Mary's School
Najibabad, Uttar Pradesh 04.1984 - 04.1995
Skills
Research and Trend Analysis
undefinedAdditional Information
Date of Birth - 9th March 1979
Languages - Hindi, English, Punjabi
Hobbies
Travelling , Watching Movies
Timeline
State Product Head - Passenger Vehicle
IndusInd Bank Limited
07.2017 - Current
Hub Head
IndusInd Bank Limited
01.2015 - 07.2017
Branch Incharge
IndusInd Bank Limited
11.2010 - 01.2015
Business Unit Manager
Fullerton India Credit Company Limited
11.2007 - 11.2010
Field Officer
IndusInd Bank Limited
08.2003 - 11.2007
Junior Executive Trainee
Ashok Leyland Finance
08.2002 - 08.2003
Bachelor of Commerce - Management And Commerce
Panjab University
04.1997 - 08.2000
Senior Secondary - Commerce
D.A.V Centenary Senior Secondary Public School
04.1995 - 04.1997
High School -
St.Mary's School
04.1984 - 04.1995
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