Amit Sharma

Seasoned Credit Underwriter/Analyst with over 12 years of progressive experience, an in-depth knowledge of analyzing financial reports and report writing. Adept at identifying risk indicators and delivering actionable recommendations for multimillion dollar credit decisions.

• Wells Fargo, 09/27/2021 - Present, Part of Middle Market banking (MMB) team, responsible for performing Annual reviews and Renewals of Term loans/working capital loans/Notes/Commercial cards, of U.S based private/public companies having revenues ranging $50 million- $2 billion and ticket size of up to $20 million. Additional responsibilities includes, work flow allocation, Quality check of other analyst's reports, process review/improvement, reporting, hiring.
• Bank of America, 09/11/2015 - 09/14/2021, Part of business banking team of Bank of America, performing credit reviews primarily for working capital loan and term loans, which includes annual or quarterly review of existing transactions. Providing process training/underwriting expertise to junior analysts and new joiners. Portfolio includes private companies based out of U.S, revenues ranging from $2 million to $25 million. Also, worked on various adhoc projects related to global public companies as well, example, created an early warning toolkit basis Moody’s excel add-ins for enhanced monitoring of high-risk public companies.
• Exl Services Ltd., 07/15/2013 - 08/21/2015, Primary responsibilities include performing annual and interim credit reviews for the existing and new counterparties of the assigned portfolio consists of transport fuel and petrochemical companies, Airlines and Banking companies and evaluating/recommending credit limit for them. Managing a team of four Analysts, responsible for work allocation, performing quality checks, delivering the final work to the client, and conducting weekly calls with the client analysts.
• CRISIL Limited, 07/02/2012 - 07/12/2013, Preparing exhaustive rating reports for regional clients, primarily located in Delhi NCR. Interacting with top management of companies and visiting sites of the manufacturing unit for understanding the nature of their business, the operations & risk factors associated with them. Presenting the final report to the rating committee and preparing the rationale for the finalized rating for public release.