AMREEN KHAN
Chartered Accountant & Company Secretary
New Delhi
Summary
Dependable professional with 11+ years experience supporting executive level management. Respected for organizational and interpersonal aptitude, implementation of strategic initiatives, special project management and result-focused interactions across organization. Strategic in implementing and monitoring progress of important initiatives and action plans.
Objective leader with demonstrated success leading financial systems and programs. Knowledgeable about regulatory requirements and successful strategies for maintaining optimal controls. Well-organized, proactive and adaptable to changing markets.
Overview
11
11
years of professional experience
Work History
Assistant Vice President – Risk & Credit
Progcap, Desiderata Impact Ventures Pvt Ltd (Fintech)
11.2021 - Current
- Prepares Risk management & Governance policies for healthy portfolio growth, business performance & future potential for adoption by board of directors and committee
- Reviews and prioritizes strategic initiatives to provide comprehensive support to senior leadership
- Reviews and presents new business avenue proposals by preparing Analysis sheet for directors and Credit Committee members
- Leads automation projects for system enhancements, risk appetite metrics/ Key Risk Indicators (KRIs), risk mitigation strategies in existing risk management frameworks.
- Prepares BREs for automation of multiple manual processes in credit journey, enhancements in application scorecards (logistic regression-based scorecards) using python
- Developing, validating, and implementing models for value-at-risk (VAR), stress testing, and asset-liability management (ALM) using advanced statistical and mathematical techniques.
- Conducting research on new methodologies and best practices for market risk modelling and staying updated
- Collaborates closely with executive leadership to align department goals with overall company objectives, resulting in stronger organizational cohesion
- Reduced costs by negotiating vendor contracts and identifying areas for potential savings within department budgets.
- Manages potential financial, operational, and strategic risks effectively by implementing robust compliance procedures and conducting regular audits of internal controls
- Analyzes market trends and industry regulations to assess their impact on business operations.
- Prepares detailed risk reports & learning programs and presents findings to senior management to support decision-making processes.
- Collaborated with cross-functional teams to implement risk management policies and procedures.
Senior Credit Analyst
COINTRIBE TECHNOLOGIES PRIVATE LIMITED (Fintech)
10.2016 - 10.2021
- Prepared Credit Risk Summary for higher authorities highlighting risks and proposing mitigations, detailing credit risk opinion with respect to financial statement analysis, client competitive position, client’s capability to repay, and facility structure including collateral coverage and subordination risks.
- Led the project of 'Banking Analysis Tool' & provided as SAAS to other players in market
- Solely managed Alliance Partnership programs by providing solutions to complex operational and financial issues in order to achieve their monthly targets, thus ensuring minimum TAT
- Preparation of Financial Performance Report (FPR) for Hunter & Management Information System (MIS) helping in rectifying policy-based errors at country level
- Mitigated potential losses by identifying early warning signals and proactively managing problem loans.
- Supported junior analysts with training sessions on advanced analytical techniques, fostering an environment conducive to learning and professional growth.
CREDIT MANAGER
KOTAK MAHINDRA BANK LTD
03.2016 - 10.2016
- Assessed Credit Proposals to ensure their compliance with the regulatory authority and the bank’s policies. periodic credit reviews of clients/partners, assessment of credit- worthiness of potential clients, with the goal of optimizing the mix of company sales and bad debt losses
- Triggered delinquent accounts by analyzing portfolio data for latest trends, identifying risks preventively.
Credit Manager
ICICI BANK LTD
09.2013 - 03.2016
- Conducted comprehensive financial analysis to assess creditworthiness for both new and existing customers.
- Leveraged advanced analytics tools in assessing borrower applications which resulted in better-informed lending decisions
- Led Risk Monitoring Unit at country level which helped to keep the delinquencies at minimum
Education
Company Secretary : Compliance -
The Institute of Company Secretaries of India
01.2013 -
Chartered Accountancy -
The Institute of Chartered Accountants of India
01.2013 -
B.Com: Accounting -
Delhi University
01.2008 -
Skills
Risk Analysis
Timeline
Assistant Vice President – Risk & Credit
Progcap, Desiderata Impact Ventures Pvt Ltd (Fintech)
11.2021 - Current
Senior Credit Analyst
COINTRIBE TECHNOLOGIES PRIVATE LIMITED (Fintech)
10.2016 - 10.2021
CREDIT MANAGER
KOTAK MAHINDRA BANK LTD
03.2016 - 10.2016
Credit Manager
ICICI BANK LTD
09.2013 - 03.2016
Company Secretary : Compliance -
The Institute of Company Secretaries of India
01.2013 -
Chartered Accountancy -
The Institute of Chartered Accountants of India
01.2013 -
B.Com: Accounting -
Delhi University
01.2008 -
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