Experienced customer experience leader specializing in digital transformation and enhancing customer satisfaction. Strong background in process improvement and stakeholder management, dedicated to cultivating a customer-centric environment through team mentorship.
Overview
13
13
years of professional experience
Work History
Lead - Customer Advocacy
Aditya Birla Housing Finance Limited
06.2017 - Current
Championed end-to-end digital transformation, driving the Service Digital Index from 24% to 67% by expanding DIY services from 26 to 70 across digital channels.
Increased digital customer interactions from 26% to 49%, through enhanced channel adoption and user experience.
Improvement in Straight-Through Processing (STP) from 22% to 46%, reducing manual effort, and turnaround time.
Designed and implemented 20 native in-app service journeys in the ABC Service App, enabling customers to self-serve without redirection to external platforms.
Delivered key CX projects: Speech-to-Text for call centers, Detractor Calling Program, Service CRM migration (MS Dynamics to Salesforce), and EBOT migration (MYND to UNFYD).
Improved complaint-handling processes, reducing first-time complaints by 30%, and ensuring timely resolution of RBI/NHB, legal, and high-sensitivity escalations.
Led NPS improvement efforts, increasing Net Promoter Score from 51 to 79, through feedback loop optimization and experience enhancements.
Authored regulatory and board-level complaint reports; supported audits (internal, NHB, ISO); published detailed MIS; and conducted process/product training across call centers and regions.
Assistant Manager
ICICI Securities Ltd.
01.2013 - 06.2017
Delivered end-to-end resolutions for escalated complaints from clients and channel partners.
Resolved I-Direct complaints escalated to senior management of ICICI Securities and ICICI Bank.
Acted as single point of contact for I-Sec Direct Business Catalyst queries.
Coordinated with teams to create exceptions and develop root cause analysis for issue resolution.
Initiated process changes based on root cause analysis to enhance client services.
Handled issues and requests from relationship managers via email and calls.
Reviewed KYC documents and facilitated further processing.
Audited service requests, complaints, and escalations across 25 teams, providing critical insights.
Education
Post Graduate - Banking & Finance
L.S. Raheja College
Mumbai
01.2014
Bachelor - Banking & Insurance
L.S. Raheja College
Mumbai
01.2012
Skills
Net Promoter Score methodology
Regulatory and compliance reporting
Process improvement
Customer experience management
Quality audit
Escalation handling
Project management
Cross-functional collaboration
Test scenario development and quality assurance
Digital customer journeys and CRM integration
Domain Knowledge
Knowledge of personal loans, mortgages, and housing loans
Knowledge of KYC documentation
Knowledge of equity, mutual funds
IPOs, exchange-traded funds (ETFs)
Net Promoter Score methodology
Regulatory norms and compliance requirements under RBI directions applicable to Housing Finance Companies (HFCs)
CIC (Credit Information Company) reporting processes and regulatory guidelines, including dispute resolution mechanisms, as per RBI norms
Area Manager - Operations and Credit at Aditya Birla Housing Finance LimitedArea Manager - Operations and Credit at Aditya Birla Housing Finance Limited