Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
Generic

Amrit Kaur

New Delhi

Summary

Compliance Specialist with almost 4 years of expertise in KYC, AML, and regulatory compliance. Proficient in executing detailed due diligence and managing high-risk cases to mitigate financial crime. Strong background in enhancing compliance frameworks and ensuring regulatory compliance. Looking to contribute my strong regulatory knowledge, and risk management skills, in a compliance-focused role.

Overview

4
4
years of professional experience
1
1
Certification

Work History

AML KYC Analyst

tide
09.2023 - 04.2025
  • Conducted detailed KYC reviews for both new and existing clients, evaluating customer risk through PEP identification, sanctions screening, and adverse media analysis, using industry-standard databases and open-source intelligence (OSINT).
  • Performed thorough due diligence (CDD, SDD, EDD) to ensure full compliance with global financial regulations and internal AML policies, utilizing the internet and third-party tools to uncover and evaluate negative news.
  • Drafted clear and defensible narratives for AML/KYC reviews, with robust justifications, maintaining audit-ready documentation aligned with regulatory and internal compliance standards.
  • Investigated suspicious activities and escalated high-risk cases to the Financial Crime or Escalation team in alignment with anti-corruption and AML protocols.
  • Trained and mentored new team members on KYC processes and compliance procedures, enhancing team accuracy and overall review quality.
  • Well-versed in ongoing monitoring, transaction monitoring, and SAR (Suspicious Activity Report) reporting as part of escalation and regulatory reporting workflows.
  • Collaborated on the development of Confluence-based SOPs and process documentation, streamlining workflows, and improving operational efficiency across compliance functions.
  • Resolved KYC discrepancies and customer queries within defined SLA/TAT windows, ensuring both regulatory compliance and service excellence in a fast-paced, deadline-driven environment.

Operations Analyst (Financial Crimes)

NatWest Group
07.2021 - 09.2023
  • Reviewed customer profiles to identify and rectify missing, outdated, or inaccurate information using BIN, CIN, and sort codes as part of the KYC remediation and data repair process.
  • Ensured accurate documentation and timely updates to internal systems with verified data to maintain regulatory compliance and audit readiness.
  • Performed identity and address verification using government-issued documents (e.g., passports, ID cards), and financial statements (e.g., utility bills, bank statements) through the InstaBase tool to support Customer Due Diligence (CDD).
  • Supported a UK-based legacy project by executing Suspicious Activity Report (SAR) data entry, personal account exits, and event-driven reviews (EDRs), and escalating high-risk cases to the Financial Crime Compliance team.
  • Contributed to process optimization by suggesting improvements to Standard Operating Procedures (SOPs), enhancing workflow efficiency.
  • Maintained strong coordination with UK-based stakeholders to ensure smooth project management and timely deliverables.
  • Assisted team leadership with resource allocation, workload tracking, and the preparation of Management Information (MI) reports to monitor performance and compliance metrics.
  • Delivered process training to new joiners, and periodically conducted quality reviews to ensure adherence to compliance standards.

Education

B.Com (Honours) -

Mata Sundari College (Delhi University)
10-2020

Senior Secondary School -

Guru Angad Public School
05-2016

Skills

  • Pep, sanction, and adverse media screening
  • CIP, CDD, EDD, financial crime investigations, and escalations
  • Transaction monitoring and risk assessment
  • Decision making, process improvement, and documentation
  • Training and mentoring teams
  • Stakeholder management

Languages

English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Punjabi
Proficient (C2)
C2

Certification

  • Advanced transaction monitoring course from Sumsub
  • Aml KYC by Alison

Timeline

AML KYC Analyst

tide
09.2023 - 04.2025

Operations Analyst (Financial Crimes)

NatWest Group
07.2021 - 09.2023

B.Com (Honours) -

Mata Sundari College (Delhi University)

Senior Secondary School -

Guru Angad Public School

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Amrit Kaur