Summary
Overview
Work History
Education
Skills
Timeline
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AMRIT SINGH

Chartered Accountant
Puranpur

Summary

Results-driven Credit Manager at HDFC Bank with strong analytical skills and a proven track record in credit risk management. Successfully implemented underwriting policies that reduced bad debt significantly. Adept at financial forecasting and fostering teamwork, ensuring compliance while enhancing operational efficiency through strategic decision-making and effective risk mitigation.

Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Overview

3
3
years of professional experience
3
3
Languages

Work History

Credit Manager

HDFC Bank
09.2022 - Current
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Investigated and evaluated customers for creditworthiness and potential risk factors.
  • Improved credit risk management by implementing effective underwriting policies and procedures.
  • Conducted comprehensive financial analysis to assess creditworthiness for both new and existing customers.
  • Work cross-functionally with sales, management, and other departments to maintain effective operations.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
  • Developed strategies to expedite payments and customer resolutions.
  • Maintained accurate records of all customer interactions, ensuring transparency in reporting and easy access for future reference or legal purposes if necessary.
  • Monitored accounts for signs of fraud and non-payment issues.

Education

Chartered Accountant - Taxation, Accounting And Auditing.

Institute of Chartered Accountants of India
New Delhi, India
04.2001 -

Bachelor of Commerce (Hons.) - Accounting And Finance

School of Open Learning, Delhi University
New Delhi, India
04.2001 -

Skills

Direct taxation

Analytical skills

Decision-making

Credit analysis

Credit reports

Risk analysis

Risk mitigation

Regulatory compliance

Financial forecasting

Policy implementation

Loan reviews

Teamwork and collaboration

Timeline

Credit Manager

HDFC Bank
09.2022 - Current

Chartered Accountant - Taxation, Accounting And Auditing.

Institute of Chartered Accountants of India
04.2001 -

Bachelor of Commerce (Hons.) - Accounting And Finance

School of Open Learning, Delhi University
04.2001 -

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AMRIT SINGHChartered Accountant