Anamika Kumari
Pune
Summary
Results-driven Business Analyst with over 3 years of experience in the financial services industry, specializing in retail lending and payments. Strong domain expertise in transaction systems, with hands-on experience working with SWIFT and ISO 20022 messaging standards. Proven ability to analyze complex business requirements, optimize payment and lending workflows, and support regulatory and compliance initiatives. Proficient in SQL for data analysis, reporting, and driving insights that support decision-making and process improvements. Adept at collaborating with cross-functional teams to deliver scalable, data-driven solutions that align with strategic business goals.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Business Analyst - Payments
Capgemini
Pune
10.2024 - Current
- Received Intensive training and practical exposure to payment processing, focusing on SWIFT payment messages, MT/MX messages, and ISO 20022 standards.
- Conducted comprehensive functional and integration testing of the payment message translation from MT to MX format.
- Validated message structures, tags, and data flow in the conversion process, ensuring that all payment data was correctly mapped and formatted.
- Collabrated with developers to identify defects and resolve issues related to message transmission and settlement delays.
- Prepared and executed test cases for various scenarios, including edge cases, to ensure that the migration was seamless and met the required specifications.
- Documented test results and participated in troubleshooting sessions to resolve any identified issues in the payment process.
- Coordinated with the business analyst team to ensure that the translated messages adhered to ISO 20022 standards, particularly with regard to payment types, beneficiaries, and settlement instructions.
Business Analyst
EbixCash Financial technologies
Pune
03.2022 - 04.2024
- Gap-Analysis: Understanding the requirements of the Product and preparing the Gap Analysis and Business Specific documents
- Co-ordination: Interactions with technical teams for the technical feasibility of solution designs
- Testing: Responsible for Functional testing
- Preparing test cases
- Detect and report bugs found in all the tested modules accordingly
- Documentation: Documenting the issues and suggesting a possible solution that can be discussed internally by the Managers
- UAT Support/Pre-Production Support: Helped in User acceptance testing (UAT), Pre-Production Support and facilitated training sessions for end-users
- Analysis and Process Improvement: Contributed to the development of best practices and standardized processes within the functional analysis team
- LOS/LMS/Collection: Expertise in Loan Origination, Servicing, and regulatory compliance
- Mobility: Experienced in Project management and cross-departmental collaboration
- Worked with Mobile team and done configuration and testing iof mobile app
- Worked with Two of the leading private sector banks for Two-Wheeler Portfolio and Credit Card Portfolio.
Finance and Marketing Intern
Bajaj Allianz Life Insurance
Chandigarh
02.2021 - 05.2021
- Farmed & Acquired Accounts: Maintained accurate records of accounts payable and receivable, ensuring timely payment and collection
- Completed the sale target of 1.2 lac
- Leadership & Training: Assisted in the preparation of financial statements and reports
- Handled team of 11 people.
Education
MBA - Finance And Marketing
International School of Business And Media
Kolkata05-2022
Bachelor of Business Administration(Finance and HR) -
Institute of Engineering And Management
Kolkata, India07.2019
Skills
- Microsoft Office
- Payments Processing (Domestic & Cross-Border)
- SWIFT Messaging Standards (MT/MX)
- ISO 20022 Migration & Implementation
- SEPA, CHAPS, RTGS, and Faster Payments
- Retail and Corporate Banking Workflows
- Payment Gateway Integration
- AML and Sanctions Screening (eg, OFAC, AML rules)
- Regulatory Compliance (PSD2, GDPR, FATF)
- Reconciliation & Settlement Processes
- Understanding of the Retail Lending Industry
- Critical Thinking
- Problem-Solving
- Communication Skills
- Requirements Elicitation & Documentation
- Gap Analysis & Impact Assessment
- Business Process Modeling (BPMN/UML)
- Use Case & User Story Development
- Stakeholder Management
- Functional & Non-Functional Specifications
- Test Planning & UAT Support
- Requirements Management
Projects
Loan Origination, 04/2023, 04/2024 Two Wheeler Portfolio, 04/2022, 03/2023
Personal Information
- Date of Birth: 10/22/98
Certification
Payments - SWIFT
Timeline
Business Analyst - Payments
Capgemini
10.2024 - Current
Business Analyst
EbixCash Financial technologies
03.2022 - 04.2024
Finance and Marketing Intern
Bajaj Allianz Life Insurance
02.2021 - 05.2021
MBA - Finance And Marketing
International School of Business And Media
Bachelor of Business Administration(Finance and HR) -
Institute of Engineering And Management
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