Summary
Overview
Work History
Education
Skills
Projects
Personal Information
Certification
Timeline
Generic

Anamika Kumari

Pune

Summary

Results-driven Business Analyst with over 3 years of experience in the financial services industry, specializing in retail lending and payments. Strong domain expertise in transaction systems, with hands-on experience working with SWIFT and ISO 20022 messaging standards. Proven ability to analyze complex business requirements, optimize payment and lending workflows, and support regulatory and compliance initiatives. Proficient in SQL for data analysis, reporting, and driving insights that support decision-making and process improvements. Adept at collaborating with cross-functional teams to deliver scalable, data-driven solutions that align with strategic business goals.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Business Analyst - Payments

Capgemini
Pune
10.2024 - Current
  • Received Intensive training and practical exposure to payment processing, focusing on SWIFT payment messages, MT/MX messages, and ISO 20022 standards.
  • Conducted comprehensive functional and integration testing of the payment message translation from MT to MX format.
  • Validated message structures, tags, and data flow in the conversion process, ensuring that all payment data was correctly mapped and formatted.
  • Collabrated with developers to identify defects and resolve issues related to message transmission and settlement delays.
  • Prepared and executed test cases for various scenarios, including edge cases, to ensure that the migration was seamless and met the required specifications.
  • Documented test results and participated in troubleshooting sessions to resolve any identified issues in the payment process.
  • Coordinated with the business analyst team to ensure that the translated messages adhered to ISO 20022 standards, particularly with regard to payment types, beneficiaries, and settlement instructions.

Business Analyst

EbixCash Financial technologies
Pune
03.2022 - 04.2024
  • Gap-Analysis: Understanding the requirements of the Product and preparing the Gap Analysis and Business Specific documents
  • Co-ordination: Interactions with technical teams for the technical feasibility of solution designs
  • Testing: Responsible for Functional testing
  • Preparing test cases
  • Detect and report bugs found in all the tested modules accordingly
  • Documentation: Documenting the issues and suggesting a possible solution that can be discussed internally by the Managers
  • UAT Support/Pre-Production Support: Helped in User acceptance testing (UAT), Pre-Production Support and facilitated training sessions for end-users
  • Analysis and Process Improvement: Contributed to the development of best practices and standardized processes within the functional analysis team
  • LOS/LMS/Collection: Expertise in Loan Origination, Servicing, and regulatory compliance
  • Mobility: Experienced in Project management and cross-departmental collaboration
  • Worked with Mobile team and done configuration and testing iof mobile app
  • Worked with Two of the leading private sector banks for Two-Wheeler Portfolio and Credit Card Portfolio.

Finance and Marketing Intern

Bajaj Allianz Life Insurance
Chandigarh
02.2021 - 05.2021
  • Farmed & Acquired Accounts: Maintained accurate records of accounts payable and receivable, ensuring timely payment and collection
  • Completed the sale target of 1.2 lac
  • Leadership & Training: Assisted in the preparation of financial statements and reports
  • Handled team of 11 people.

Education

MBA - Finance And Marketing

International School of Business And Media
Kolkata
05-2022

Bachelor of Business Administration(Finance and HR) -

Institute of Engineering And Management
Kolkata, India
07.2019

Skills

  • Microsoft Office
  • Payments Processing (Domestic & Cross-Border)
  • SWIFT Messaging Standards (MT/MX)
  • ISO 20022 Migration & Implementation
  • SEPA, CHAPS, RTGS, and Faster Payments
  • Retail and Corporate Banking Workflows
  • Payment Gateway Integration
  • AML and Sanctions Screening (eg, OFAC, AML rules)
  • Regulatory Compliance (PSD2, GDPR, FATF)
  • Reconciliation & Settlement Processes
  • Understanding of the Retail Lending Industry
  • Critical Thinking
  • Problem-Solving
  • Communication Skills
  • Requirements Elicitation & Documentation
  • Gap Analysis & Impact Assessment
  • Business Process Modeling (BPMN/UML)
  • Use Case & User Story Development
  • Stakeholder Management
  • Functional & Non-Functional Specifications
  • Test Planning & UAT Support
  • Requirements Management

Projects

Loan Origination, 04/2023, 04/2024 Two Wheeler Portfolio, 04/2022, 03/2023

Personal Information

  • Date of Birth: 10/22/98

Certification

Payments - SWIFT

Timeline

Business Analyst - Payments

Capgemini
10.2024 - Current

Business Analyst

EbixCash Financial technologies
03.2022 - 04.2024

Finance and Marketing Intern

Bajaj Allianz Life Insurance
02.2021 - 05.2021

MBA - Finance And Marketing

International School of Business And Media

Bachelor of Business Administration(Finance and HR) -

Institute of Engineering And Management
Anamika Kumari