Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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ANAND BELLAKKI

ANAND BELLAKKI

RCU Manager
Hubli

Summary

Enthusiastic RCU Manager eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of Fraud/Risk control activities. Motivated to learn, grow and excel in RCU/FCU department.

Overview

7
7
years of professional experience
7
7
years of post-secondary education
4
4
Languages

Work History

RCU Manager

L&T Financial Services Ltd
Hubli
11.2016 - Current

Products: Farm Loan, Two Wheeler loan, Rundown portfolio and PL


  • Undertake risk control activities in the allocated area.
  • Conduct periodic branch process review of allocated branches under the supervision of Divisional Manager.
  • Pre-disbursement sample verification for checking authenticity of documents and monitoring the agency.
  • Post-disbursement sample checking through borrower visit.
  • Visit EDA / Non-starter cases to investigate on periodic basis.
  • Close observation of field practices in business / collection / repossession / sale in order to enable detection of irregular transactions, if any.
  • Maintain good liaison with stakeholders to obtain relevant information.
  • Conduct investigations on triggered fraud and submit the report within the TAT.

Area Collection Manager

Mahindra & Mahindra Financial Services LTD,
Jamakhandi
03.2016 - 10.2016

Products: Soft Bucket collection- Auto Sector, LMV, Tractors, Re Finance, Three Wheelers,

  • Handled 3 locations and team size of 8 members.
  • Handled 0-3 bucket collection activities.
  • Going to visit with team members on default cases.
  • Following up the Non Starters with team to resolve.
  • Monitoring team on the basis of requirement of collection.
  • Trained and mentored new employees on collection methods, documentation requirements and performance strategies.

Assistant Manager- Operations

Mahindra & Mahindra Financial Services LTD
Davaneger
06.2015 - 03.2016

Products: Auto Sector, LMV, Tractors, Re Finance, Three Wheelers, SME and Mutual fund

  • Formulating business goals, short term and long-term goal setting and developing business plan for the accomplishment of these goals.
  • Designing & implementing strategies for developing & expanding market share towards the achievement of revenue & profitability targets.
  • Direct Marketing activities in Rural area, like Gram sabha, Mandi divas, Sathiya divas, NOC day & Go direct Sales & Marketing.
  • Creating new dealer codes to generate business from them.
  • Visiting dealers frequently to maintain healthy relation with them.
  • Conducting meetings for setting up sales objectives and designing or streamlining processes to ensure smooth functioning of sales operations.
  • Building and maintaining healthy business relations with retail clients ensuring maximum customer satisfaction by monitoring pre and post sales activities.
  • Developed loyal and highly satisfied customer base through proactive management of team customer service strategies.

Education

BBA - Finance

Rani Channamma University
Belgaum
06.2010 - 04.2013

MBA - Finance

Karnataka University Dharwad
Dharwad
06.2013 - 05.2015

HSC - Commerce

Karnataka Education Board
Nipani, Belgaum
06.2008 - 05.2010

Skills

    Fraud Investigation

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Accomplishments

  • Silver medalist and the Topper in State Level “Economics Competitive Examination” held in the year 2010.
  • Stood First Place in Crises Management National Level Management fest organized at KLE’s College, Chikodi.
  • Won second prize in “Depth Of Knowledge” at KLE’s Lingraj College Belgaum.
  • Secured Second rank in BBA for the academic year 2013.
  • I was awarded “Best Student Of The Year” in Bachelor’s Degree in 2013.
  • Participated in various National Management Fests in Finance and marketing Events.

Timeline

RCU Manager

L&T Financial Services Ltd
11.2016 - Current

Area Collection Manager

Mahindra & Mahindra Financial Services LTD,
03.2016 - 10.2016

Assistant Manager- Operations

Mahindra & Mahindra Financial Services LTD
06.2015 - 03.2016

MBA - Finance

Karnataka University Dharwad
06.2013 - 05.2015

BBA - Finance

Rani Channamma University
06.2010 - 04.2013

HSC - Commerce

Karnataka Education Board
06.2008 - 05.2010
ANAND BELLAKKIRCU Manager