Anant Kapoor
Gurgaon
Summary
Results-driven insurance analyst with expertise in risk analysis, policy establishment, and premium calculation utilizing actuarial and statistical data. Demonstrated proficiency in evaluating complex insurance applications to make informed decisions that mitigate risk effectively. Currently seeking a transition into mortgage underwriting to apply analytical skills and a robust understanding of financial assessments for enhancing client support in homeownership.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Senior Consultant
AXA XL
Gurugram
03.2024 - Current
- Responsible for recruiting and on-boarding of new team members for India team
- Conducting training sessions and offering guided support to new employees during their training period
- Review construction contracts for project-specific insurance policies
- Mentoring the team in handling new and renewal business submissions as needed
- Analyze claims data using Excel and Power BI tools to pinpoint areas of risk
- Work with underwriters and share findings to contribute to informed decision-making regarding specific risks
Consultant
AXA XL
Gurgaon
08.2019 - 03.2024
- Collaborate with Underwriters to address renewal, excess, and new business submissions
- Thoroughly review insurance applications and supporting documents to evaluate risks related to the requested coverage
- Assess the applicant's background information, financial records, and other relevant data to make well-informed decisions
- Develop a detailed customer analysis document containing relevant information about the insured's risk exposure, coverage limits, generated premiums, and loss history
- Utilize a Multi-function underwriting tool, statistical data, and industry knowledge to assess the potential risks and determine the likelihood of claims
- Evaluate factors such as the applicant's previous claims history, industry trends, and regulatory requirements to determine the insurability and pricing
- Collaborate with the underwriting team, including senior underwriters and underwriting assistants, to ensure consistency and adherence to underwriting guidelines and company policies
- Analyze claim data to identify potential business risk factors
- Stay informed with industry trends, market conditions, and regulatory changes
- Engage with stakeholders to understand their needs and implement necessary enhancements to existing processes
Associate Consultant
AXA XL
Gurgaon
09.2018 - 07.2019
- Conduct comprehensive reviews of submissions to identify any missing information or areas requiring clarification
- Develop a pricing model and conduct preliminary analysis of requested or proposed pricing options
- Collaborate with the underwriters for review and approval upon completion of the model
- Assess existing policy endorsements and evaluate any requested or proposed modifications or additions
- Leverage the capabilities of the multi-functional pricing tool to initiate the preparation of a quote letter, quote options, endorsement schedule, identification of subjectivities, and other relevant information for discussion with Underwriters
Associate Consultant-Construction Professional Liability
XL Catlin
Gurgaon
09.2017 - 08.2018
- Effectively led the transition of Construction Professional and Pollution Liability business
- Conduct comprehensive reviews of submissions to identify any missing information or areas requiring clarification
- Develop a pricing model and conduct preliminary analysis of requested or proposed pricing options
- Collaborate with the underwriters for review and approval upon completion of the model
- Assess existing policy endorsements and evaluate any requested or proposed modifications or additions
- Leverage the capabilities of the multi-functional pricing tool to initiate the preparation of a quote letter, quote options, endorsement schedule, identification of subjectivities, and other relevant information for discussion with Underwriters
Associate Consultant-Risk Engineering
XL Catlin
Gurgaon
04.2016 - 09.2017
- Leading and ensuring smooth workflow within the team, coordinating tasks, and optimizing productivity
- Create CAD diagrams for client facilities, focusing on property loss prevention aspects
- Effectively manage client account and location data, ensuring accuracy and completeness
- Assign tasks to team members as needed, ensuring balanced work distribution and efficient utilization of resources
- Demonstrate strong technical knowledge of the business process and provide necessary training to the team for effective handling of their responsibilities
- Develop process manuals and execute guidelines to establish clear work procedures and standards
- Conduct knowledge sessions to keep the team updated on upcoming tasks, industry trends, and best practices
- Perform internal audits of tasks to maintain a high level of performance and ensure adherence to quality standards
- Accompany risk engineers on loss prevention audits, focusing on evaluating and analyzing various types of business interruption risks that could impact clients
- Analyze audit findings and generate detailed reports on recommended controls for risk management
- Assess new or existing fire sprinkler systems, as well as buildings under construction or to be constructed at client facilities, based on information provided by clients in the form of drawings and supporting documents
Senior Process Specialist-Risk Engineering
XL Catlin
Gurgaon
04.2014 - 03.2016
Process Specialist-Risk Engineering
XL Catlin
Gurgaon
01.2011 - 03.2014
Education
Bachelor of Business Administration - BBA - Business Administration and Management, General
Swami Vivekanand Subharti University
Meerut09.2023
Associate's degree - Civil Engineering
The Institution of Civil Engineers (India)
12.2014
Diploma - Civil Engineering
IASE Deemed University
12.2010
Skills
- Risk Assessment and Analysis
- Microsoft office
- Quoting and pricing policies
- Communication skills
- Policy analysis
- Underwriting guidelines
Certification
- Construction Risk Insurance Specialist (CRIS)
- Power BI: Dashboards for Beginners
- AINS 21
- Excel Business Intelligence: Data Modeling 101
- Excel Business Intelligence: Power Query
Languages
Hindi
First Language
English
Advanced (C1)
C1
Timeline
Senior Consultant
AXA XL
03.2024 - Current
Consultant
AXA XL
08.2019 - 03.2024
Associate Consultant
AXA XL
09.2018 - 07.2019
Associate Consultant-Construction Professional Liability
XL Catlin
09.2017 - 08.2018
Associate Consultant-Risk Engineering
XL Catlin
04.2016 - 09.2017
Senior Process Specialist-Risk Engineering
XL Catlin
04.2014 - 03.2016
Process Specialist-Risk Engineering
XL Catlin
01.2011 - 03.2014
Bachelor of Business Administration - BBA - Business Administration and Management, General
Swami Vivekanand Subharti University
Associate's degree - Civil Engineering
The Institution of Civil Engineers (India)
Diploma - Civil Engineering
IASE Deemed University
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