15 years of experience in structuring real estate transactions covering products like Construction Finance, Land Acquisition, Inventory Discounting, Builder LAP, LRD & other structured products.
Overview
15
15
years of professional experience
Work History
Regional Sales Head – Construction Finance
Aditya Birla Finance Limited
04.2021 - 08.2025
Leading a team of 10+ members in building & handling a quality portfolio of ~Rs. 6,000 Cr & ensuring best practice in real estate lending industry are followed to ensure good returns with no slippages. A solution-based approach to encompassing below:
Origination of leads through existing developer connect, IPC, professional consultants & channel partners
Evaluating project viability and financial strength of the borrower / group
Transaction structuring & presenting CAM to committee
Assessed & managing portfolio of developers having projects in Mumbai & Pune
Continuous engagement with borrowers to understand project progress & new requirements
Guiding team members in managing day to day activities like escrow reconciliation, issuance of NOC, calculating MSP shortfall, closing of PDD’s etc.
Assisting in quarterly monitoring compliances like EWS & RAG review
Senior Credit Manager – Construction Finance
Aditya Birla Housing Finance Limited
07.2018 - 03.2021
Senior Manager – Corporate Finance
Brick Eagle
11.2017 - 07.2018
Senior Manager – Corporate Finance
Ashika Capital Limited
04.2015 - 11.2017
Manager – Corporate Finance
Kumbhat Advisors Private Limited
10.2013 - 03.2015
Senior Associate
Proficio Advisors Private Limited
09.2010 - 09.2013
Education
MBA – Finance -
MET
Bandra, Mumbai
05-2010
Company Secretary -
ICSI
06-2009
Skills
Niche experience of understanding various DCR applicable for, Society Redevelopment, Joint Development, MHADA Redevelopment, CIDCO, Affordable Housing Projects, SRA Development etc
Execution of leads in debt syndication under consortium & multiple banking arrangements with Nationalized & Private Banks, AIF and NBFC's