Aniket Sharma
Jodhpur
Summary
Dynamic finance professional with extensive experience at IndusInd Marketing and Financial Services Pvt Ltd., excelling in credit risk analysis and strategic decision-making. Proven track record in reducing bad debt exposure while enhancing customer service and compliance. Bilingual in Hindi and English, adept at thriving under pressure and driving organizational success.
Overview
3
3
years of professional experience
1
1
Certificate
Work History
CVO
Indusind Marketing and Financial Services Pvt. Ltd.
08.2025 - Current
- Managed end-to-end credit functions: policy oversight, creditworthiness evaluation, loan disposition, credit limit determination, payment tracking, and debt recovery.
- Implemented strategies to reduce bad debt exposure and maintained full regulatory compliance.
- Partnered with sales and finance departments to align credit strategies with business objectives, balancing risk and revenue generation.
Officer
S.K Finance
11.2024 - 07.2025
- Managed all aspects of automated financial service machine operations, guaranteeing peak functionality, efficiency, and adherence to compliance standards.
- Provided expert oversight to automated financial service machines, ensuring they consistently met functional, efficiency, and compliance benchmarks.
- Championed the effective and compliant operation of automated financial service machines.
Teller
Bandhan Bank
06.2024 - 10.2024
- Managed cash transactions, including deposits and withdrawals.
- Facilitated new account openings.
- Resolved customer inquiries and issues.
- Promoted and cross-sold bank products to enhance customer relationships.
Teller
Kotak Mahindra Bank
05.2023 - 11.2023
- Processed customer transactions accurately, encompassing both deposits and withdrawals.
- Facilitated the opening of new accounts for a diverse clientele.
- Addressed and resolved customer concerns to ensure satisfaction.
- Actively marketed bank products, contributing to business growth.
Education
MBA - Banking Finance Insurance
MANIPAL UNIVERSITY JAIPUR
Jaipur09.2025
B.Com - Business / Finance
Jai Narayan Vyas University
Jodhpur07.2022
Higher Secondary Certificate - Rajasthan
New Modern Senior Secondary School
Jodhpur03-2019
Skills
- Audit risk assessment
- Fluent in Hindi, English
- Analytical skills
- Financial risk management and analysis
- Credit risk analysis
- Technical proficiency
- Customer service
- Leadership and decision making
- Attention to detail
- Problem solving and adaptability
- Work under pressure and organization
Timeline
CVO
Indusind Marketing and Financial Services Pvt. Ltd.
08.2025 - Current
Officer
S.K Finance
11.2024 - 07.2025
Teller
Bandhan Bank
06.2024 - 10.2024
Teller
Kotak Mahindra Bank
05.2023 - 11.2023
MBA - Banking Finance Insurance
MANIPAL UNIVERSITY JAIPUR
B.Com - Business / Finance
Jai Narayan Vyas University
Higher Secondary Certificate - Rajasthan
New Modern Senior Secondary School
Certification
Professional Banking Certificate, Institute of Professional Banking, 09/22
Personal Information
Date of Birth: 28/12/2001
Languages
- Hindi
- English
- Local Language
Projects
Insurance of Kotak Mahindra Bank, 12/24, 01/25
Position Of Responsibility
CVO, IndusInd Marketing and Financial Services Pvt. Ltd., 08/25, Evaluates creditworthiness, sets credit policies, manages risk, and oversees collections to balance revenue growth with financial risk, handling everything from application approval and loan terms to portfolio monitoring, debt recovery, and ensuring regulatory compliance, often leading a team and reporting on key credit metrics.