Anil Chagdale

• Working as Senior AML Analyst (Transaction Monitoring) for UK based Retail customer.

• Professional level understanding coupled with working experience of regulatory requirements relating to money laundering including KYC due diligence.

• Raising SAR (Suspicious Activity Report) for Suspicious account activity to NCA (National Crime Agency).

• Conducting name searches of entities and related parties using various internet tools, e.g. Google Search, World Check Search.

• Investigate for suspicious activity interprets evidence from multiple tools and systems to determine the legitimacy of customer account behavior.

• Exposure in handling KYC process for institutional and individual banking clients.

• Conducted KYC formality reports on questionable accounts and transactions.
• Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior's
• Supported KYC processes for prospective and existing customers.
• Reviewing compliance adherence for High and standard risk entity categories as agreed with consortium.
• Performing KYC due diligence on a wide range of entity types which includes Limited, Sole Trader and Partnerships.
• Verifying and validating customer identity, profile, business etc. and source documents from internal repositories and external websites relevant to Entity type.
• Determining potential risk to the bank through extensive research, Negative media searches as applicable and sanction screening processes on counter parties.
• Performing relevant checks to ensure compliance to regulations as applicable and imposed by the regulatory bodies.
• Conduct quality control of CQA testing work to ensure accuracy of work performed.

• Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity
• Reviewed and analyzed online banking/ ACH transactions to determine fraud activity.
• Evaluated success of fraud detection systems to identify areas for improvement.
• Expertise in Enterprise financial crime management (Detecting debit and credit card frauds).
• Good experience in team management and workload management in BCP situation.
• Interacting with client for leakage review and dispute management.
• Reviewed, Investigated and resolved irregular transactions reported by end users.
• Determined existing fraud trends and assisted in the prevention of future trends. Kept detailed records of suspicious activity, analyzed trends, Communicated security threats to management.
• Review customer's debit and credit card transactions to evaluate potential fraud.
• Ensure all reviews are completed by established deadlines.
• The bank card security department runs on a 24-hours operation, including statutory holidays.
• Detect fraudulent activities/patterns and communication through the appropriate channels.
• Review ATM, debit and Credit Card transactions for potential fraud.

• Conducted 100 outbound phone calls daily to reach potential clients and market Tata Sky products and services.
• Analyzed customer data and sales trends to develop targeted sales campaigns.
• Utilized sales techniques to build customer interest and close sales.
• Implemented upselling techniques to increase revenue and move product.
• Contacted customers after sales process to drive ongoing customer satisfaction and resolve issues and complaints.