Anil Raina
New Delhi
Summary
Anil is responsible for applying effective risk management in Retail Banking. He is currently working in risk management of Robotic Automation projects i.e., BOTs deployment in manual processes. Have 16+ years of experience in Risk management as part of First line of defense (Risk and control Team). Also support operations in embedding Enterprise-Wide Risk Management Framework (EWRMF).
Overview
19
19
years of professional experience
1
1
Certification
Work History
Risk and Control Analyst – (Retail Banking)
NatWest Group
09.2007 - Current
- Provide vital support and work in partnership with business in applying risk management. This includes anticipating and assessing the potential impact of risk across bank
- Undertaking change risk assessment for Robotic Automation projects i.e. applying BOTs in manual process
- Effective execution of EWRMF and conduct risk obligations
- Managing risk and controls framework to ensure all business risks are captured and assessed and that all risk is clearly mapped to controls mitigating them
- Performing thematic reviews and policy gap analysis
- Identify significant business changes, reviewing the changes to ensure proper mitigating controls and approval for change from risk perspective
- Ensuring and developing control as per EWRM framework and looking for opportunity to automate the controls.
- Timely reporting of loss Events and Issues in line with new guidelines
- Reviewing the business operations in line with policy requirement and raising Control Not Implemented (CNI) if not meeting any of control requirement
- To identify emerging risks and issues arising within operational units in relation to adequacy and effectiveness of controls and suggest mitigating actions
- Highlights:
- Appointed as activity leader for Cross Training & process migration.
- Used Active Ops Management Tool for Teams Productivity & also used for analysis of Team reports
- Automated various manual business reports to a common plat form using BPM tool and reduced 2 manpower in team.
- Supported the Audit, Compliance, Operation Risk & Review Team with monthly division reports and long-term planning for cost saving
- Achievements:
- Nominated for Gold Ovations for Improving the RFT score across CPB & PPB units.
- Received Spot Ovation for introducing the Four Eye check concept.
- Part of Process Migration from Chennai to Delhi
- Nominated as Best Unit lead for maintaining 100% accuracy in first Quarter of 2019.
Credit Manager- Credit Documentations
NatWest Group
01.2014 - 06.2019
- Handled a team of 13 members in credit documentation team.
- Allocating tasks to staff and monitoring there day in day out productivity, handling escalation &resolving issue if any.
- Generating time sensitive information and providing actionable data that will assist senior management in planning and managing the core functions of the business including resourcing, staffing and client on-boarding.
- Implementing and analyzing reports of different frequencies (daily, weekly, monthly, or quarterly) to facilitate effective business decision-making
- Performing root cause analyses on identified risk events to recommend improvements & prevent these risk events from re-occurring in future
- Coordinating with UK Stakeholder/Relationship Manager & support them to stream line SLA work.
- Arranging & Leading the weekly/Monthly Calls with Stakeholders & highlighting necessary requirements according to the process.
Process Associate (Transaction Maintenance Process)
RBS Business Service India Ltd.- Domestic Banking
10.2007 - 12.2013
- Monitoring pan India outward transactions through NEFT (National Electronic Fund Transfer)
- Preparing daily reconciliation report of transactions, Authorizes Day to day General accounting Entries, Publishing EOD ledger reports, &Validate Inter Company reports.
- Coordinating with remittance team for any reconciliation difference with RBI.
- Served as a primary point of contact for resolving customer complaints and branch query & issues.
- Coordinating with internal process development team for process improvement & change.
- Handling all types of complaints and queries.
- Documents review for Addition & deletion of Account holder’s.
- Getting various types (Portfolio code mapping, suppression, waiver updating, etc.) of projects done within TAT.
- Used to reconcile all the cash accounts using recon plus, recon uploads all Banking and ledger activities.
- Highlights:
- Taking Care of Day in Day out NEFT transaction.
- Generating daily, MIS data as per norms of bank and distributing the data to processor by shorting name wise and department wise; publishing the status of data at EOD to all respective branches
- Maintaining monthly, daily, weekly and yearly MIS data as per norms of bank; communicating and presenting analytical findings to the management team
- Providing data driven analysis of business processes to improvements in the client focus, efficiency, accuracy, And effectiveness of these processes
- Executing Excel work i.e. string function, mathematical function, statistical function, logical function, date and time function, lookup function, filter / shorting, pivot table, chart, PowerPoint
- Achievements:
- Honored with Spot and Bronze Ovations for excellence in area of productivity and accuracy for many a times in the given process.
- Received several certificates of appreciation i.e. Bronze, spot and workout from senior management for demonstrating excellent contribution towards the work Area in the terms of productivity and quality.
- Nominated for ACE Bravo award for outstanding performance in process.
- Got appreciation from banking liability Head, for handling the project of address change/Closure of the customer
Process Associate (FMLS)
WNS (Global Services)
01.2007 - 07.2007
- Collecting information about US customer’s on their mortgages and analyzing the data and assessing risk on mortgages.
- Responding on the queries raised by US clients on the data provided and sending reports to clients on risk categorization of customer.
- Preparing daily MIS publishing it to concerned clients.
- Submitting the mortgages review report to Credit post completion.
- Worked on project of categorizing the customer basis the geographical conditions and setup of client.
- Achievements:
- Selected as Best Performer for the month of mar 07 to April 07.
- Selected for Wall of Fame for my process.
- Promoted as process Trainer for New Associates.
Education
Bachelor of Commerce - Commerce
Himachal Pradesh University
Dharmshala (H.P)05-2005
Skills
- Management Reporting
- Tableau
- Presentation (PPT)
- Team Handling
- Risk Management
- Process Migrations
- Data Analysis
- Reconciliation
- RTGS/NEFT
- Operational compliance
- Controls framework management
Certification
- Completed YLP (Young Leader Program) with in RBS.
- Certified - Active ops Management Tool SPOC with in RBS.
- Certified Level 5- Lending operation certification program with in RBS.
- Completed Train the Trainer certification course with in RBS.
Disclaimer
I hereby, declare that the information furnished above is true to the best of my knowledge. Anil Raina
Timeline
Credit Manager- Credit Documentations
NatWest Group
01.2014 - 06.2019
Process Associate (Transaction Maintenance Process)
RBS Business Service India Ltd.- Domestic Banking
10.2007 - 12.2013
Risk and Control Analyst – (Retail Banking)
NatWest Group
09.2007 - Current
Process Associate (FMLS)
WNS (Global Services)
01.2007 - 07.2007
Bachelor of Commerce - Commerce
Himachal Pradesh University
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