Dynamic Finance Specialist with expertise in credit analysis, Accounts Receivable and treasury operations at Xiaomi Technology India Pvt Ltd. Proven track record in optimizing cash flow and mitigating risks through effective collateral management. Strong communicator and critical thinker, adept at enhancing operational efficiency and achieving targets consistently. Proficient in SAP finance and CRM software.
* Credit Analysis- Evaluating the Creditworthiness of Partners and Financial Instrument and the Risk Mitigation
*Managed Indian credit operations at Xiaomi India, ensuring meticulous collateral confirmation and timely closing activities
*Supported business funds management and assessed credit stability, creating daily credit reports for distribution
*Developed solid understanding of confirming various collaterals like bank guarantee, performance guarantee, and letter of credit
*Spearheaded B2B collections, ensuring timely payments to optimize business cash flow, and efficiently managed treasury activities
*Supervised channel financing initiatives for Xiaomi India's partners, enhancing financial collaboration
*Administered SAP Finance and Controlling systems, streamlining financial processes and reporting
*Oversaw collateral tracking and management to mitigate financial risks effectively
*Directed after-sales credit management and assessed credit risks to support business stability
*Prepared comprehensive month-end and year-end credit reports, ensuring data accuracy and compliance
*Managed FIFO clearing processes for Xiaomi India, ensuring orderly and accurate financial operations
*Reconciled invoices, purchase orders and receiving documents to disburse payments to vendors.
*Discussed ideas and strategies to improve operational efficiency, adding value and aiding business performance for continuous improvement.
*Generated weekly and monthly financial dashboards for executive review.
*Oversaw accounts payable and receivable operations for Online, Offline & After Sales business with 120 Crores in monthly expenses.
*Formulated Credit data and analysis to support management and made recommendations to management to give a Top up credit to Offline partners to increase the Offline sales.
*SAP EPR Essentials, LinkedIn
* Financial Modeling - LinkedIn
* B2B Sales Lead Generation- Udemy
I hereby declare that the information provided is true to the best of my knowledge.