Anirudh Lowe
Corporate And Investment Banking Professional
New Delhi
Summary
- Well-versed in investment research and advisement. Develops proposals to deliver solid data to potential clients, leveraging excellent and current knowledge of market trends. Superior financial acumen with superior knowledge of risk, return and relative valuations.
- Experienced portfolio manager with excellent client and project management skills. Action-oriented to communicate effectively with technology, executive and business audiences.
Overview
6
6
years of professional experience
6
6
years of post-secondary education
Work History
Senior Portfolio Manager
Wells Fargo
Bengaluru , Karnataka
05.2022 - Current
- Handling projects and providing solutions to the structured finance business with the collateral comprising syndicated and middle-market loans
- Credit Underwriting of the US Middle Market Corporate Debt ranging from 10MM to 100MM
- Communicated market developments, portfolio changes and annual performance information to clients
- Demonstrated leadership skills in managing projects from concept to completion.
Senior Associate
Acuity Knowledge Partners
11.2021 - 05.2022
- Demonstrate strength and experience in client/requester relationship building and management, information/knowledge needs assessment
- Developed financial models to assess potential investments and identify potential risks.
- Researched macroeconomic, industry and company-specific data to inform investment decisions.
- Monitored market trends and news to identify emerging opportunities.
- Assisted in preparation of presentations, data tables and other documents for investor meetings.
- Created and maintained precise and accurate models, charts and reports.
Senior Credit Analyst/Portfolio Manager
Royal Bank of Scotland
Delhi, Delhi
03.2018 - 11.2021
- Assisting RM with new business lending proposals or renewals of the existing customers
- Performed credit reviews on corporations to assess financial conditions.
- Utilized strong communication and interpersonal skills to obtain necessary financial information from customers.
- Prioritized tasks to meet or exceed timelines and supervised multiple responsibilities at same time.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Made decisions and recommendations about extending lines of credit.
- Conducted industry research to understand economic conditions impacting borrower ability to repay loans.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions
- Implemented user acceptance testing with focus on documenting defects, identifying bottlenecks and executing test cases.
- Incorporated delivery requirements into planning of testing schedules.
- Monitored resolution of bugs, tested fixes and helped developers tackle ongoing problems by providing QA perspective.
- Documented testing procedures for developers and future testing use.
- Demonstrated leadership skills in managing projects from concept to completion.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
Business Analyst
Evalueserve Pvt Ltd
Gurgaon
06.2017 - 11.2017
- Created 20+ financial models for buy and sell recommendations.
- Conducted in-depth analysis for upcoming offerings.
- Researched macroeconomic, industry and company-specific data to inform investment decisions.
- Developed financial models to assess potential investments and identify potential risks.
Senior Analyst
Moody’s Analytics And Knowledge Services
Gurgaon
05.2016 - 05.2017
- Build and refine detailed financial models to evaluate financial viability under various operating scenarios and to analyze the impacts of different capital structures.
- Support global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance transactions.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
- Improved understanding of financial statements, which helped in assessing risk.
Education
PGP - Strategic Management And Corporate Finance
Indian School of Business
Hyderabad 07.2023 - 12.2024
Diploma In Lending Skills - Credit Management
Chartered Banker’s Institute
London 08.2018 - 10.2018
PGDM - Corporate Finance & Investment Banking
National Institute of Financial Management
Faridabad 07.2015 - 05.2016
Bachelor Of Business Administration - Banking And Financial Support Services
JIMS (GGSIPU)
New Delhi 08.2012 - 06.2015
Skills
Presentation skills
Analyzing investment opportunities
Process implementation
Financial analysis and reporting
Annual performance reviews
Financial modeling
Financial projections
Credit decisions
Credit risk
Trend analysis
High risk account reviews
BRD Creation
Automation development
User acceptance testing (UAT)
Project/Process implementation
Accomplishments
- Supervised team of 5 staff members.
- Collaborated with team of 3 in the development of Security Linking Tool - RWA calculations.
- Awarded the Star performer for the years 2020-2021
- Have played a vital role in converting automation for Security linking from pilot phase to fully operational project. Security linking is very important from the perspective of RWA reporting, which depends upon the LGD value calculated on basis of security linkages with the bank’s facilities correctly. The tool remediated incorrect LGD values for nearly 1,165 customers having RWA exposure of £841mn. This helped the bank to correct RWA reporting and thereby reducing the overestimated RWA’s by £185mn in Jan’21 with a fix in the front book process.
Timeline
PGP - Strategic Management And Corporate Finance
Indian School of Business
07.2023 - 12.2024
Senior Portfolio Manager
Wells Fargo
05.2022 - Current
Senior Associate
Acuity Knowledge Partners
11.2021 - 05.2022
Diploma In Lending Skills - Credit Management
Chartered Banker’s Institute
08.2018 - 10.2018
Senior Credit Analyst/Portfolio Manager
Royal Bank of Scotland
03.2018 - 11.2021
Business Analyst
Evalueserve Pvt Ltd
06.2017 - 11.2017
Senior Analyst
Moody’s Analytics And Knowledge Services
05.2016 - 05.2017
PGDM - Corporate Finance & Investment Banking
National Institute of Financial Management
07.2015 - 05.2016
Bachelor Of Business Administration - Banking And Financial Support Services
JIMS (GGSIPU)
08.2012 - 06.2015