Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Anjali Sinha

E 13, Shatabdi Enclave, Sector 49, Noida, U.P

Summary

Dynamic Compliance Specialist with a proven track record at DBS Bank India Limited, excelling in compliance monitoring and risk assessment. Expert in developing effective compliance policies and enhancing operational risk management. Recognized for strong decision-making skills and delivering actionable insights that improved compliance performance and reduced non-performing assets.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Compliance Specialist

DBS Bank India Limited
Noida
03.2022 - Current
  • Maintained accurate records of all activities related to compliance monitoring.
  • Participated in meetings between senior leadership teams to discuss any potential violations or concerns about regulatory issues.
  • Created processes and systems for ensuring ongoing compliance with relevant rules and regulations.
  • Reviewed and updated existing compliance policies and procedures.
  • Assisted in developing strategies for improving overall compliance performance.
  • Drafted reports outlining findings from compliance audits and investigations.
  • Monitored changes in relevant legislation and advised management of necessary actions.
  • Identified gaps in current control frameworks which may lead to non-compliance issues.
  • Coordinated with various departments within the organization to ensure adherence to established standards.
  • Performed risk assessments to identify areas of non-compliance and potential risks.
  • Conducted periodic internal audits to ensure compliance with applicable regulations.
  • Prepared monthly reports on progress made towards meeting organizational goals around compliance matters.
  • Investigated complaints related to the violation of standards or regulations.
  • Developed and implemented effective compliance policies and procedures.
  • Provided guidance to staff on regulatory requirements, policies, and procedures.
  • Kept up-to-date with loan product knowledge, internal policies, procedures, and regulations.
  • Identified key issues regarding workflow processes by assisting professionals with quality reviews.
  • Performed regular compliance audits and presented findings to management.
  • Provided detailed, understandable risk and compliance concepts to key stakeholders.
  • Developed risk management strategies and compliance control plans.
  • Verified documentation against compliance standards and communicated deficiencies to resolve issues.

Branch Credit Manager

DBS Bank India Limited
Noida
06.2021 - 02.2022
  • Monitored daily cash flow activities including loan payments, deposits, withdrawals and transfers.
  • Established standards for evaluating customer credit worthiness prior to approving loan applications.
  • Analyzed financial statements, loan applications and credit reports for potential customers.
  • Assisted in developing strategies for reducing non-performing assets.
  • Analyzed risk factors associated with new loans or existing portfolios.
  • Conducted detailed financial analyses to determine creditworthiness of potential and existing clients.
  • Prepared and presented regular reports on credit risk exposure and performance to senior management.

Branch Manager

DBS Bank India Limited
New Delhi
03.2016 - 05.2021
  • Provided guidance and support to team members regarding problem resolution and customer service issues.
  • Monitored financial performance of the branch on a monthly basis.
  • Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
  • Conducted regular performance reviews for all employees in the branch.
  • Developed strategies to increase customer satisfaction and loyalty.
  • Planned work schedules to maintain adequate staffing levels.
  • Managed and inspired team members to perform to full potential, driving branch profitability.
  • Established and built customer relationships through targeted outreach and initiatives.
  • Increased efficiency and drove branch revenue by optimizing daily operations.
  • Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
  • Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs.
  • Analyzed competitors and market trends to facilitate business growth.

Branch Operations Cum Credit Manager

DBS Bank India Limited
Raipur
05.2010 - 02.2016
  • Identifying new borrowers, credit processing, disbursement, documentation, and monitoring.
  • Operations Management – Branch regular operations, cash management.
  • Marketing – CASA Mobilization, Bancassurance Business.

Clerk Cum Cashier

DBS Bank India Limited
Ranchi
09.2009 - 04.2010
  • Processed customer orders promptly and accurately.
  • Provided excellent customer service to ensure satisfaction.
  • Entered data into computer systems accurately and efficiently.
  • Answered phones in a courteous manner while providing excellent customer service.
  • Operated cash register to process cash, check, and credit card transactions.
  • Handling cash counter, clearing operations, front office work.
  • Submission of Control Returns.

Education

MBA - International Business & Finance

IITTM
Gwalior
07-2012

Skills

  • Compliance monitoring
  • Quality assurance
  • Risk management
  • Decision making
  • Documentation
  • Communication skills
  • Team leadership
  • Problem solving

Certification

  • JAIIB

Timeline

Compliance Specialist

DBS Bank India Limited
03.2022 - Current

Branch Credit Manager

DBS Bank India Limited
06.2021 - 02.2022

Branch Manager

DBS Bank India Limited
03.2016 - 05.2021

Branch Operations Cum Credit Manager

DBS Bank India Limited
05.2010 - 02.2016

Clerk Cum Cashier

DBS Bank India Limited
09.2009 - 04.2010

MBA - International Business & Finance

IITTM

Similar Profiles

CREATE PROFILE
Anjali Sinha