Vaisakh V
Kottayam, Kerala
Summary
A dynamic Senior Associate with over 4.7 years of experience in the banking sector, specializing in Transaction Monitoring and AML/KYC Compliance. Strong background in CDD, EDD, PEP, Sanction and Adverse media screening. Committed to enhancing operational integrity and ensuring regulatory adherence.
Overview
8
8
years of professional experience
6
6
years of post-secondary education
Work history
Senior Associate
Teleperformance India Private Limited
Chennai, Tamil Nadu
03.2025 - Current
- Continuously monitor on-chain and off-chain crypto transactions for suspicious patterns.
- Use automated transaction monitoring systems and blockchain analytics tools (e.g., V1 and V2 tracers).
- Track large or unusual transactions, rapid movement of funds, or structuring activities.
- Review alerts generated by the system for potential red flags.
- Conduct detailed investigations into flagged transactions or wallet addresses.
- Analyze user behavior, transaction history, and counterparties to assess risks.
- Conduct risk assessments on new or existing customers, especially those transacting large volumes.
- Assess country, product, and user risks as related to cryptocurrency usage.
- Work closely with fraud teams, compliance, legal, and customer support.
- Coordinate investigations that may involve both fiat and crypto transactions.
- Reviewed alert queue daily, clearing false positives promptly.
- Conducted thorough investigations to mitigate potential risks and frauds.
Business Development Manager
Indusind Bank Ltd
Bengaluru, Karnataka
04.2022 - 02.2023
- Developed new business opportunities for enhanced revenue generation.
- Drove sales initiatives that resulted in increased market share.
- Managed high networth portfolios, enhancing customer loyality.
- Suggested suitable insurance plans, promoting financial security to clients.
- Identified and developed new business opportunities, expanding existing client bases.
- Established strong client relationships by providing exceptional customer services.
- Managed long-term customer relationships to increase revenue.
- Achived high customer satisfaction with regular follow-ups and updates.
- Maintained strict confidentiality of customer information, adhering to data protection laws.
- Verified documents for account opening processes, ensuring regulatory compliance met.
Customer Care Representative
Ujjivan Small Finance Bank Ltd
Kottayam, Kerala
08.2021 - 02.2022
- Enahnced customer satisfaction through swift resolution of complaints and professional hnadling of high-volume inquiries.
- Streamlined banking operations by managing cash transactions, processing deposits, withdrawals, and transfers, and ensuring error-free cheque verifications.
- Improved efficiency through accurate money counting and balanced daily accounts for precise record-keeping.
- Guaranteed transaperancy and confidentiality to bulid client trust and ensure smooth banking processes.
Senior Associate
Wipro Ltd
Kochi, Kerala
03.2019 - 09.2020
- Conduct CDD and EDD for high-risk customers, including Politically Exposed Persons (PEPs), foreign clients, and businesses in high-risk jurisdictions.
- Investigate source of funds, beneficial ownership, and business activity.
- Escalate potential red flags to compliance teams.
- Validate submitted KYC documents for authenticity. Cross-check information against government databases, sanctions lists, and other reliable sources.
- Update and maintain customer profiles as per regulatory requirements.
- Conduct periodic KYC refreshes and risk re-assessments based on account activity or lifecycle events.
- Perform screening against PEP, sanctions, and adverse media lists using tools like World-Check or CLEAR.
- Assign customer risk ratings based on nature of business, geography, and transaction patterns.
- Prepare reports on suspicious findings or deviations from policy.
- Escalate potential AML or fraud risks to the AML/compliance officer or team.
- Work with internal teams such as onboarding, compliance, legal, and operations to resolve KYC issues.
Sales Officer
ESAF Small Finance Bank Ltd
Kottayam, Kerala
08.2017 - 02.2019
- Conducted market research for development of new banking services.
- Identified cross-selling opportunities for increased bank revenue.
- Boosted customer satisfaction through timely resolution of complaints and queries.
- Opened customer accounts and provided smooth onboarding services.
- Advised customers on suitable financial products to meet individualised needs and drive corporate revenue.
- Strengthened client base with targeted sales strategies.
- Managed multiple banking products, improving overall business portfolio.
Education
Master of Science - Computer Science
St. Berchmans College
Changanacherry, India 08.2013 - 01.2017
Bachelor of Science - Mathematics
St. Berchmans College
Changancherry, India 06.2010 - 04.2013
Skills
- AML/KYC Compliance
- Transaction Monitoring
- Customer Due Diligence
- Enhanced Due Diligence
- PEP, Sanctions and Adverse Media Screening
Languages
English
Fluent
Hindi
Fluent
Malayalam
Fluent
Tamil
Intermediate
Technical Skills
- Omniflow
- Finacle
- Worldcheck
- CLEAR (Thomson Reuters)
- Salesforce
- Tracers
- Gondor
Timeline
Senior Associate
Teleperformance India Private Limited
03.2025 - Current
Business Development Manager
Indusind Bank Ltd
04.2022 - 02.2023
Customer Care Representative
Ujjivan Small Finance Bank Ltd
08.2021 - 02.2022
Senior Associate
Wipro Ltd
03.2019 - 09.2020
Sales Officer
ESAF Small Finance Bank Ltd
08.2017 - 02.2019
Master of Science - Computer Science
St. Berchmans College
08.2013 - 01.2017
Bachelor of Science - Mathematics
St. Berchmans College
06.2010 - 04.2013
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