ANJANA THAMPY
Ernakulam
Summary
Career commenced in June 2022, demonstrating a strong commitment to continuous learning and professional development. Currently pursuing US CPA certification to enhance accounting knowledge and skills. Actively seeking opportunities to broaden scope of work and contribute effectively to team objectives.
Overview
4
4
years of professional experience
Work History
Credit Manager
IDFC First Bank
Kerala , India
09.2024 - Current
- I'm currently working as a credit manager in LAP prime for entire Kerala location
- My job role includes underwriting, vendor management and portfolio management.
- In addition to that, being one credit manager in Kerala for my department, my work includes travelling frequently to Trivandrum, Calicut, and different parts of Cochin for PD and other official purposes.
- Ambitious finance professional with a strong foundation in financial analysis and compliance. Drives successful vendor management initiatives, improving operational effectiveness across diverse regions. Pursues ongoing professional development through preparation for US CPA, reinforcing commitment to industry excellence.
Credit Manager
HDFC Bank Ltd
06.2022 - 09.2024
- I have worked with HDFC Bank as a credit manager in LAP for two years.
- Results-driven Credit Manager with expertise in underwriting, vendor management, and portfolio oversight. Delivered comprehensive analyses of financials and creditworthiness, ensuring compliance with credit policies. Enhanced vendor relationships across Kerala, recognised with accolades for exceptional vendor management.
- My job role included analysing financials, cash flows, credit worthiness of an applicant, compliance with credit policies, and monitoring the performance of LAP portfolios.
- I have also undertaken underwriting of large-ticket cases up to 15 crore.
- I have handled vendor management for entire Kerala, including bill processing, annual reviews, and preparing vendor scorecards.
Education
MBA - Finance
CMS Business School Bangalore
Bangalore01-2022
B-Com - Finance and Taxation
Rajagiri College of Management and Applied Sciences
Kakkanad01-2020
Skills
- Financial analysis and reporting
- Credit risk assessment
- Accounting and compliance
- Portfolio management
- Strategic planning and improvement
- Data interpretation and problem solving
- Loan underwriting expertise
- Critical observation and decision making
Languages
Malayalam
Proficient
C2
English
Proficient
C2
Hindi
Proficient
C2
Projects
Ratio Analysis of Apollo Tyres Ltd, 2019, The Ratio Analysis of Apollo Tyres Limited helped me in analysing the company's liquidity, long-term solvency, financial viability, and profitability.
Hobbies and interests
- Dancing
- Swimming
- Watching Korean drama
- Finding new ways to be happy in life
Timeline
Credit Manager
IDFC First Bank
09.2024 - Current
Credit Manager
HDFC Bank Ltd
06.2022 - 09.2024
MBA - Finance
CMS Business School Bangalore
B-Com - Finance and Taxation
Rajagiri College of Management and Applied Sciences