Anju Saini
Summary
Having 10 years + Services experience in Risk management, Assets Finance, Financial analysis, Corporate Banking/ wholesale lending, Financial Operations, Commercial banking, Capital Market, Risk managing where I can utilize my skills and experience.
Overview
9
9
years of professional experience
1
1
Certificate
Work History
Risk Analyst / Credit underwriter
Barclays Global Service Centre
05.2022 - 09.2022
- Barclays provides merchant terminals to small, medium and large enterprises the job role is to investigate and analyze the applicant financial history and the current business activities.
- Check creditworthiness of the clients.
- Review existing facilities throughout the product lifecycle including referrals for limit increases, declined applications appeals and limit decrease appeals.
- Reviewed contracts and agreements to identify potential risks and ideal mitigation strategies.
- Analyzed portfolios and identified risk factors, facilitating reduction of delinquencies on new volumes and recommending risk-adverse underwriting strategies.
- Promoted enterprise-level risk management practices and helped instill strong culture focused on protective policies and procedures.
Senior Analyst
Barclays Global Service Centre
01.2021 - 05.2022
- Process Assets Finance requests from post sanction till Maturity.
- We are the key controller for mitigating and analyze the risk to ensure that there will be no breach of controls.
- Supported System and process testing.
- Prepared monthly reports to analyze the risk, client level reporting and analysis.
- Organized and hosted several Colleague engagements
- Maintaining team tracker to monitor risk related to processes.
- Spoc for two of the underlying processes.
- Helping my Line manager and AVP for collating the daily, monthly data and for ad hoc duties.
- Giving training to new joiners and team members.
Analyst - Analytics
WNS Global Services Pvt. Ltd
03.2020 - 10.2020
- Financial Statements analysis as per US GAAP standards.
- Review and Spreading the Financials which support credit team.
- Analyzes Balance sheet, income statement & cash flow as per US GAAP standards.
- Assist Team leader and existing Team members with monitoring day -to- day activities.
Senior Analyst
Barclays Global Service Centre, On Kelly Services
06.2017 - 05.2019
- Process daily requests for loan servicing post -sanction till maturity.
- Support the end-to-end Facilities documentation process & Adhering to all relevant procedures and policies with no error.
- Process daily lending operational requests.
- QC loan servicing documents and analyzed it.
- Working closely with the credit managers, coverage team and post-sanction servicing team regarding transaction monitoring.
- Process daily lending operational requests.
Operations Associate
Religare securities ltd
04.2014 - 08.2016
- Maintained and prioritized to-do-list and followed up to complete tasks on-time.
- Coordination with Branch Operations and overall assisting branches for client concerns.
Client relationship executive
Sharekhan Ltd
11.2011 - 02.2014
- Handled Investment portfolio of HNI clients through various asset.
- Placing client trading orders and settle their trades
- All Operational work from the processing of KYC to trading in the client's accounts.
Education
BBA -
Guru Gobind Singh Indraprastha University
New Delhi05.2010
Associate of Arts - Humanities, 12th CBSE Board
K.V Gole Market School
New Delhi 03.2006
No Degree - 10th CBSE Board
K.V Gole Market School
New Delhi 03.2004
Skills
- Loan servicing, financial services, financial analysis, risk analysis
- Commercial banking, corporate banking, monitoring and control, risk analysis, risk mitigation, and lending
- Operational Efficiency, Managing Controls & Microsoft offices
- Customer Risk
- Commercial & wholesale Lending
- Creditworthiness Determination
- Corporate Social Responsibility
- Customer Satisfaction
- Risk Identification
- Loss Mitigation
- Microsoft Dynamics
- Service Quality
Websites
Accomplishments
- Supervised team of 12 staff members.
- Used Microsoft Excel to develop Team and process tracker.
- Resolved product and System issue through System testing.
- Completed Draft testing successfully.
Certification
The Complete Financial Analyst Training & Investing
NISM-Series-VI: Depository Operations Certification
NISM/AMFI (Series-V-A: Mutual Fund Distributors)
Complete Agile Scrum Master Certification Training
Additional Information
- Awarded with a certificate for Testing of updates & changes which need to be applied to the system and system software for successful launching.
- Participated and won many prizes in sports and painting at the company and inter-school.
Languages
English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Risk Analyst / Credit underwriter
Barclays Global Service Centre
05.2022 - 09.2022
Senior Analyst
Barclays Global Service Centre
01.2021 - 05.2022
Analyst - Analytics
WNS Global Services Pvt. Ltd
03.2020 - 10.2020
Senior Analyst
Barclays Global Service Centre, On Kelly Services
06.2017 - 05.2019
Operations Associate
Religare securities ltd
04.2014 - 08.2016
Client relationship executive
Sharekhan Ltd
11.2011 - 02.2014
BBA -
Guru Gobind Singh Indraprastha University
Associate of Arts - Humanities, 12th CBSE Board
K.V Gole Market School
No Degree - 10th CBSE Board
K.V Gole Market School
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