Ankit Jain
Greater Noida West
Summary
14 years of experience as a product owner and business consultant in BFSI digital solutions at Decimal Technologies. Expertise in Agile project management and regulatory compliance, achieving a 30% improvement in onboarding accuracy. Strong leadership in team dynamics and process automation, enhancing efficiency in loan origination systems.
Overview
15
15
years of professional experience
Work History
Manager – Business Consulting (BFSI COE) / Product Owner
Decimal Technologies
05.2019 - Current
- Led product ownership and business analysis for BFSI digital solutions, including Lending, onboarding for CASA and Non-Resident Accounts.
- Closely working with the Sales and Presales team of India as well as Middle East, as a SME for CASA, and lending journeys.
- Managing the team of 15+ Business Analysts delivering products for major banks, including Kotak Mahindra Bank and Yes Bank.
- Defined and prioritized product backlog, user stories, and sprint planning utilizing Agile methodology and JIRA.
- Designed and implemented Straight-Through Processing (STP) for CASA onboarding, enhancing accuracy by 30%.
- Collaborated with UI/UX designers in Figma to optimize workflow design, achieving 20% faster go-to-market timelines.
- Created and maintained Business Requirement Documents (BRDs) and Functional Specification Documents (FSDs); led UAT and QA signoffs ensuring regulatory compliance.
- Standardized Physital Loan Origination System (LOS) for cooperative banks; facilitated deployment with NUCFDC.
- Recognized as subject matter expert in BFSI domain, receiving multiple awards and ‘Top Gun Club’ membership.
Assistant Manager / Business Analyst / Risk Analyst
XL Dynamics India Pvt. Ltd.
08.2012 - 02.2019
- Worked on Loan Origination and Management Systems for US mortgage products (FHA, Conventional, USDA, VA).
- Led Compliance & Regulatory Support team handling exceptions from investors and regulatory bodies.
- Streamlined allocation process using Excel macros, reducing team dependency by 80%.
- Collaborated with developers to implement system improvements and close identified process gaps.
- Managed team of 8 analysts, reviewed underwriting escalations, and ensured quality checks on loan files.
- Delivered multiple process automation initiatives improving quality and turnaround time.
- Recognized for rapid learning curve and process optimization within Risk Analysis Quality Control.
Operations Executive
Fidelity Investment Limited
01.2012 - 06.2012
- Managed UK mutual fund operations.
Finance Executive
Vardhman PVC Profiles Pvt Ltd
06.2011 - 12.2011
- Oversaw accounts and payment schedules to optimize working capital flow.
Education
MBA - Finance
GBTU
Lucknow12.2011
Skills
- Product ownership expertise
- Business analysis skills
- Digital lending platforms
- Loan origination system (LOS) and loan management system (LMS)
- Agile project management with JIRA
- Requirements gathering: BRD and FSD
- API integration capabilities
- OCR technology implementation
- eKYC and vKYC processes
- Regulatory compliance frameworks
- Risk assessment and management
- BFSI industry experience
- Leadership in team dynamics
- UAT processes and methodologies
- Sprint planning strategies
- Automation of workflows
Accomplishments
- 3x RNR Awards (Kudos, Transformer, and Top Gun Club)
- Recognized SME for BFSI domain by management
- Received appreciation from Product Managers and Delivery Heads for project excellence
Timeline
Manager – Business Consulting (BFSI COE) / Product Owner
Decimal Technologies
05.2019 - Current
Assistant Manager / Business Analyst / Risk Analyst
XL Dynamics India Pvt. Ltd.
08.2012 - 02.2019
Operations Executive
Fidelity Investment Limited
01.2012 - 06.2012
Finance Executive
Vardhman PVC Profiles Pvt Ltd
06.2011 - 12.2011
MBA - Finance
GBTU