Ankit Jindal
Jaipur
Summary
Seasoned Internal Audit Manager known for high productivity and efficient task completion. Possesses in-depth knowledge in risk management, compliance procedures, and financial reporting. Excel at critical thinking, problem-solving, and leadership skills which are paramount in navigating complex audit processes and enhancing organizational effectiveness.
Overview
1
1
Certification
4
4
years of post-secondary education
5
5
years of professional experience
Work History
Manager-Internal Auditor
ICICI Bank
04.2025 - Current
- Led audit of Insta OD digital lending product under PAPQ, covering offer generation, eligibility, automated decisioning, disbursement and compliance with RBI Digital Lending Guidelines.
- Conducted credit audits for exposures up to 1000 million, assessing borrower financials, repayment capacity, credit grading and regulatory compliance; prepared observations, root-cause analysis and remediation tracking.
- Led a team of 3 auditors in model-based credit rating audits, reviewing statistical methodologies, scoring models, rating parameters and coding logic.
- Executed CGTMSE and EasySign audits, testing guarantee coverage, eligibility, digital authentication, Aadhaar verification, workflow controls and regulatory compliance.
- Assisted the AIU 2.0 team in developing data analytics capabilities using Databricks to enable faster audit analysis and risk identification.
Articled Assistant
S.C Bapna & Associates
03.2022 - 03.2025
- Led a team of 7 in the Central Statutory Audit of Punjab National Bank, identifying a Memorandum of Change of approximately 600 million.
- Led a team of 3 in the Central Audit of Universal Sompo General Insurance (premium collection: 48,000 million), uncovering a 111.05 million misstatement in premium booking.
- Assisted in the audit of Sanstar Limited (revenue: 12,000 million), ensuring proper application of IND AS 101 during conversion from AS to IND AS for the DRHP filing process.
- Resolved GST scrutiny notices totaling over 60mn by utilizing expertise in tax regulations while communicating with tax authorities.
- Managed tax return filing for 50 clients along with Gst Return, achieving 100% on-time submission record while implementing customized tax optimization strategies.
- Conducted tax audits under Section 44AB, including Form 3CD preparation & analysis.
Education
CA -
Institute of Chartered Accountant of India
Jaipur 11.2020 - 12.2024
B.COM (A&F) -
IGNOU
Skills
- Audit methodology
- Audit Report
- Internal controls
- SOX compliance
- Regulatory Compliance
- Risk Management
- Power BI and Microsoft 365
- Risk Control Matrix
- Data Analytics
- Financial auditing
Certification
Master Microsoft Power BI
Goldman Sachs-Excel Skill Course
NISM Certification
Standard Chartered-Credit Analyst Job Simulation
Goldman Sachs-Internal Audit Job Simulation
Accomplishments
- Identified the exclusion of a ₹60 Cr lending portfolio from the RBI-mandated Early Warning Signal (EWS) monitoring framework, strengthening regulatory compliance and portfolio risk oversight.
- Detected a critical underwriting control failure that enabled loan disbursements in 12 cases despite applicant-bank statement name mismatches, exposing the portfolio to KYC and fraud risks.
- Uncovered a major CGTMSE compliance lapse involving non-creation of mandatory charge on primary assets, potentially impacting guarantee coverage and claim enforceability.
- Identified claim eligibility deficiencies affecting 10% of reviewed CGTMSE claim cases, where prohibited third-party personal guarantees resulted in claim rejection risks.
- Awarded Best Article of the Year – 2023 for excellence in analytical research and professional writing.
Timeline
Manager-Internal Auditor
ICICI Bank
04.2025 - Current
Articled Assistant
S.C Bapna & Associates
03.2022 - 03.2025
CA -
Institute of Chartered Accountant of India
11.2020 - 12.2024
B.COM (A&F) -
IGNOU