Ankit Kumar
NEW Delhi
Summary
Results-driven Relationship Manager with over 7+ years of experience in Loans, Collections, and Investment Banking across reputed financial institutions. Proven expertise in end-to-end loan processing, portfolio management, DSA handling, client acquisition, collections, and cross-selling of financial products. Currently associated with Standard Chartered Bank, managing secured and unsecured loan portfolios while delivering superior customer experience and achieving business targets. Strong analytical, relationship-building, and compliance-driven professional with high ATS compatibility.
Overview
7
7
years of professional experience
Work History
Relationship Manager – Loans, Collections & Investment Department
Standard Chartered Bank
10.2023 - Current
- - Managing end-to-end relationship management for retail and SME customers across loans, collections, and investment products.
- - Handling Personal Loans, Business Loans, and secured lending portfolios with focus on asset quality and risk control.
- - Driving loan sourcing, documentation, credit coordination, disbursement, and post-disbursement servicing.
- - Managing delinquency and collections while maintaining compliance with bank policies and RBI guidelines.
- - Identifying cross-sell and upsell opportunities in investment and banking products to increase wallet share.
- - Coordinating with internal stakeholders including credit, operations, and risk teams for faster TAT.
- - Maintaining strong client relationships to improve retention, repeat business, and portfolio performance.
Senior Associate Manager – Business Loans
NeoGrowth Credit Pvt. Ltd.
02.2023 - 09.2023
- - Procuring business loan applications through registered DSAs and connectors.
- - Managing complete loan lifecycle from login to disbursement.
- - Onboarding and training DSAs on product policies and processes.
- - Sharing MIS reports and payout invoices with channel partners.
- - Handling collections for disbursed loan portfolios.
- - Assessing client financial profiles to align with suitable lending products.
Relationship Manager – Business Loans
Fintree Finance Pvt. Ltd.
08.2022 - 01.2023
- - Sourcing business loan files through DSAs and connectors.
- - Managing loan processing from login to disbursement.
- - Coordinating DSA onboarding and training.
- - Ensuring timely MIS reporting and payout settlements.
- - Managing collections and portfolio health.
Portfolio Manager – Business Loans
Mahindra & Mahindra Financial Services Ltd.
08.2019 - 08.2022
- - Lead generation and DSA coordination for business loans.
- - End-to-end loan processing and portfolio management.
- - Monitoring collections, delinquency, and outstanding balances.
- - Client engagement for portfolio review and performance optimization.
Senior Sales Officer
HDB Financial Services Ltd.
12.2018 - 08.2019
- - Selling Business Loans, LAP, and Gold Loans through open market sourcing.
- - Cold calling, referrals, and relationship-driven sales.
- - Building strong partnerships to drive consistent business volumes.
Education
Bachelor of Commerce - Financial Accounting & Management
LNMU
01.2016
Intermediate - Financial Accounting
Bihar Board
01.2013
High School - undefined
Bihar Board
01.2011
Skills
Partnership development skills
Financial loan management
Financial coordination
Optimize managerial collections
Channel partner oversight
Asset management strategy
Portfolio options
Complementary sales strategies
Data analysis in Excel
Document creation tool
Business intelligence (BI) reporting
Standards enforcement
Risk analysis
Timeline
Relationship Manager – Loans, Collections & Investment Department
Standard Chartered Bank
10.2023 - Current
Senior Associate Manager – Business Loans
NeoGrowth Credit Pvt. Ltd.
02.2023 - 09.2023
Relationship Manager – Business Loans
Fintree Finance Pvt. Ltd.
08.2022 - 01.2023
Portfolio Manager – Business Loans
Mahindra & Mahindra Financial Services Ltd.
08.2019 - 08.2022
Senior Sales Officer
HDB Financial Services Ltd.
12.2018 - 08.2019
Bachelor of Commerce - Financial Accounting & Management
LNMU
Intermediate - Financial Accounting
Bihar Board
High School - undefined
Bihar Board