ANKIT TIWARI

• Perform initial appraisal of potential borrowers by thoroughly examining their applications.
• Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.
• Evaluated credit risk by reviewing applicants'' financial history, employment status, income stability, collateral value, and other relevant factors before making recommendations on loan terms or denial decisions.
• Performed detailed credit risk assessments for individuals and businesses applying for credit lines.
• Collaborate with sales, legal, and operations teams to ensure seamless customer onboarding and document transitions.
• Prepare report Sent a report to manger on daily basic and as per need.

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• Verify and analyze all necessary financial information and KYC documentation.
• Financial statement analysis of prospective client, bank statement analysis.
• Understanding business and personal Tax Form,W2, W3, 1040, 1065, 1003 etc.
• Create SQL queries to analyze various risk factors (e.g., credit score, income level, loan amount) and make decisions on loan requests.
• Calculate qualifying ratios, determine creditworthiness provide risk opinions.
  Analyze risks and approve or reject loan requests.
• Certainly handing U.S client question .
• Review appraisal reports to identify and resolve any discrepancies discovered

• Advising customer to invest and maintain their portfolio in equity Maintaining HNI & Bank
  client portfolio and giving proper suggestions through research of market.
• Managed KYC verification processes for HNI and bank clients, ensuring adherence to compliance regulations
  and mitigating fraud risk.
• Conducted regular client meetings to review portfolios, suggest improvements, and recommend new investment opportunities.
• Built and maintained long-term client relationships through regular portfolio reviews and proactive communication regarding market trends.

• Preparation of book of record, analyzing, summarizing all that detail of business transaction.
  and creating financial statement of SME. invoice processing.
• Internal audit, handling accounts including preparation of P/L & Balance sheets.
• Performing daily end to end cash reconciliation activities that includes conducting analysis
  and recording transactions,