Ankita Atorthy

• Responsible for asset classification basis IndAS (IFRS9) daily as per regulatory requirements and established timelines and also derived month end NPA estimator
• Perform quarterly ECL model validations and refresh by calculating PD, LDG and EAD into the model for complete and segmented portfolio, Utilize the same for ECL based provisioning
• Support and respond to auditor queries of the Function (Internal Audit) and Risk areas for External audits (including RBI, CAG, Stat) and resolve the same
• Automation / standardization and migration of existing risk analytics within in house Risk Data Mart
• Hands on experience on BI tools, Risk tools, like Tableau / SAS VA
• SME with direct responsibility of managing and executing any ad hoc related analysis with regards to any sudden shifts around asset movements in portfolio lifecycle
• Understanding of Bureau data and leveraging same for risk segmentations, reporting and strategy
• Contributing to credit cost decisioning by sharing actionable insights on impacted cuts by utilizing answer tree SPSS framework

Projects :

Identify stressed portfolio and recommended targeted action

• Monthly identification of stressed portfolio and provide the targeted actions that can be taken to mitigate stress in the portfolio segments
• Recommend actions to be taken like blocking /limit reduction , Changing collections strategy, and adjusting sourcing mix
• Identify stressed portfolio and recommended targeted action
• Responsible for asset classification basis IndAS (IFRS9) daily as per regulatory requirements and established timelines and also derived month end NPA estimator
• Understanding of Bureau data and leveraging same for risk segmentations, reporting

• Risk Management (Cat Risk)
• Roles and Responsibilities
• Interacting with prominent UK, USA based Insurance client to understand Business requirements
• Working closely with project managers to understand and maintain focus on the client’s analytical needs, including identifying critical metrics and KPIs, and deliver actionable insights
• Preparing risk analytics detailed reports with RP numbers, EP curve, graphs in Excel and providing reason for movement of losses to underwriters within deadlines
• Performing data wrangling through Alteryx and Leveraging advance excel for data management and analysis
• Comprehend and apply complex insurance terms in client property portfolio and software products
• Run the financial module to estimate the losses for policies understand and quantify risk from the natural perils like Windstorm, Earthquake etc
• Provide the assessment of losses to assets using the in-house Product of the RMS (RiskLink, Risk Browser)
• Developing queries for daily data processing and automation using SQL
• Guided small team of analysts by providing support in queries and trainings

• Responsibilities
• Interpreting and analyzing the data received from Underwriters/Brokers
• Analyzing catastrophe risk information aimed at various catastrophe events
• Processing submission data files within stipulated time frames by entering them into cat modeling systems, translating and coding to model recognizable formats and assessing and correcting addressees and geocoding
• Modeling Risk Exposures to estimate losses from all perils using multiple catastrophe models
• End to end processing and sending out expected loss reports also generate TVAR’s and location level AAL’s and deliver analysis results to the underwriters
• Performing audits of tasks related to analysis reports
• Performing pre portfolio checks and outliers checks
• Being responsible for multiple lines: Programs Business , Lloyds business , NAPC business also training and mentoring new joiners
• Creating MOM’s, SOP’s, process update tracker and solving underwriting queries over client calls
• Projects
• Primary Building Tool
• Solely developed an excel based tool using advance excel and VBA for handling the process of manual application of campus functionality in primary building account that lead to process efficiency and FT saving
• Won i2i (innovation) award
• Accounts Database Model
• Solely developed a tool using power query and VBA that provides relevant information regarding different set of accounts processed with few user inputs from a centrally placed access database that restricts and dividing user access using User forms (VBA)
• Approved by the management and universally used within the domain

• Roles and Responsibilities
• Process Work Allocation and reconciliation on weekly reports to be shared across with client
• Being responsible for preparing team accuracy and utilization reports
• Working on duck creek and genius for capturing submission details and analyzing the status
• Creating MOM’s, SOP’s for new projects and operating as a SPOC for all the meetings and training sessions
• Working on Risk Data tool for coding the limits and deductibles with regards to each peril based on slip reading
• Data cleaning and working on large and complex data sent by underwriter and converting it into Touchstone/RMS readable format
• Handling client calls and giving walk through to the clients
• Projects Clearance Tool:
• Responsible for giving ideas for development of automated clearance tool to reduce the manual efforts on policy clearance checks performed
• I-Next
• Responsible for giving ideas for designing & developing a tool to reserve a policy automatically without any manual input of values into systems.Decline
• Performed as a SPOC from my region working on reduction of AHT for declined business