Ankita Dutta

· Independently assessed credit risk and assigned ratings to middle market North American clients(clients with exposure up to $10million)

· Conducted credit risk assessment for general corporate by analyzing financial statements,conducting peer analysis, covering macro- overview when onboarding new clients and new products.

· Prepared credit reports by including profile of the counterparty, doing financial and peer analysis

· Completed annual reviews for the assigned portfolio's by conducting modifications to the existing facilities, doing renewals and working on prospective coverage

· Analyzed business models, identifying strength's, weakness, risks and understanding their revenue models and corporate structure

· Independently assessed credit risk and assigned ratings to middle market North American clients(clients with exposure up to $10million)

· Conducted credit risk assessment for general corporate's by analyzing financial statements,conducting peer analysis, covering macro- overview when onboarding new clients and new products.

· Prepared credit reports by including profile of the counterparty, doing financial and peer analysis

· Completed annual reviews for the assigned portfolio's by conducting modifications to the existingfacilities, doing renewals and working on prospective coverage

· Analyzed business models, identifying strength's, weakness, risks and understanding there revenue models and corporate structure

· Underwritten business within underwriting authority through a rigorous risk assessment which includes consideration of loss control, claims history and all other appropriate risk management factors.

· Scrutinized risks associated with Home Insurance policies.

· Conducted property valuations (methods used like replacement cost, actual cash value) for the client before issuing insurance policy

· Calculated premium for various policies with different sets of criteria

· Analyzed the profitability of home insurance

· Assessed the profitability of All Risk coverage to mobile phones which is mainly done by deriving atthe loss ratios, net earned premium and other methods used for addressing specific problem area

· Automated home insurance product by configuring insurance premium rates and its discounting logic in the system which helped in reducing the TAT to deliver insurance policies

· Identified lags in the system and taking corrective measures for the same to ensure smooth functioning across all LOB'S

Collaborated with KPMG Global Services Audit Team and dealt with audits

of UK based companies·

Managed working for companies in public sector that could be further

classified into Housing, Health and Education