ANKUSH VERMA
Dubai
Summary
Results-oriented Banking-Technology Product Owner with over 13 years of experience managing pricing, billing, loyalty, core banking, and enterprise integration products. Expertise in the full product lifecycle, from vision to launch and continuous improvement, across significant banking transformations and greenfield projects. Capable of translating business strategies into engineering execution while coordinating stakeholders across Product, Operations, Finance, and IT.
Overview
15
15
years of professional experience
Work History
Product Owner and Business Analyst
Mashreq Bank
Dubai
06.2023 - Current
- Own the in-house retail pricing platform end-to-end as Product Owner — product discovery, vision, scope, roadmap, module planning, backlog refinement, acceptance criteria, release readiness, and stakeholder sign-off.
- Lead development of the platform's backend pricing and rule engine together with its business-facing UI, converting pricing policy and operational workflow into scalable, revenue-impacting product capabilities.
- Deliver end-to-end across architecture, APIs, databases, Kafka, batch processing, testing, migration, production rollout, user adoption, and post-launch prioritisation.
- Facilitate collaboration across Product, Operations, Finance, IT, Architecture, vendors, and engineering — drive requirements, process flows, technical designs, implementation plans, and UAT scenarios.
- Coordinate financial and delivery planning — estimate effort, manage resourcing and hiring, allocate work, oversee dependency management, track delivery, and prioritise against business value.
Solution Architect
Suntec Business Solutions
Trivandrum
09.2021 - 05.2023
- Delivered solution architecture and implementation for Suntec Xelerate pricing, billing, and loyalty products across multiple banking clients.
- Converted business requirements into functional designs, integration specifications, configurations, test scenarios, and deployment plans to ensure alignment with client needs.
- Collaborated with banking and internal teams to enhance platform performance and streamline EOD/EOM processing for timely project releases.
Implementation Engineer & Business Analyst
AU Small Finance Bank
Jaipur
08.2016 - 08.2021
- Led requirement workshops, BRD authoring, vendor coordination, solution assessment, UAT, business sign-off, production rollout, reconciliation, and training/handover.
- Implemented Suntec Xelerate transaction-pricing capability integrated with Oracle FLEXCUBE, streamlining charge rules, products, services, rates, tax configuration, GL mapping, file formats, and EOD workflows.
- Delivered change requests for liabilities and article-management platforms, enhancing functionality across debit/credit cards, account-opening kits, cheque books, and intra-bank article movement.
- Built SQL extraction logic for customer, account, branch, transaction, and balance data; supported WebLogic deployment and application fixes.
Microsoft L2 Support
Teleperformance
Jaipur
03.2013 - 02.2016
- Delivered Level 2 technical support, diagnosing and resolving Microsoft technology issues while ensuring customer-first resolution approach.
Software Analyst
Ribbun Softwares
12.2011 - 02.2013
- Supported software analysis, development, issue resolution, testing, and client delivery.
Education
B.Tech - BI
IASE
Sardarshahar01-2011
Skills
- End-to-End Product Ownership
- Roadmap & Backlog Management
- Stakeholder & Vendor Alignment
- Agile / Scrum Delivery Leadership
- Business Case & Financial Planning
- Resource & Capacity Planning
- Solution & Integration Architecture
- Requirements & Acceptance Criteria
- UAT, Release & Go-Live Ownership
- Pricing, Billing & Loyalty Platforms
- Cross-Functional Team Leadership
- Continuous Product Improvement
Custom
- End-to-End Product Ownership
- Roadmap & Backlog Management
- Stakeholder & Vendor Alignment
- Agile / Scrum Delivery Leadership
- Business Case & Financial Planning
- Resource & Capacity Planning
- Solution & Integration Architecture
- Requirements & Acceptance Criteria
- UAT, Release & Go-Live Ownership
- Pricing, Billing & Loyalty Platforms
- Cross-Functional Team Leadership
- Continuous Product Improvement
Timeline
Product Owner and Business Analyst
Mashreq Bank
06.2023 - Current
Solution Architect
Suntec Business Solutions
09.2021 - 05.2023
Implementation Engineer & Business Analyst
AU Small Finance Bank
08.2016 - 08.2021
Microsoft L2 Support
Teleperformance
03.2013 - 02.2016
Software Analyst
Ribbun Softwares
12.2011 - 02.2013
B.Tech - BI
IASE