Product Owner for payments product that allows Amex to deliver payments reliably and predictably to merchants
Project Orbit – One of Product Owners that delivers Payment Modernization from POD i.e., APCD, Genesis and RSS to POA i.e., GMAS (Global Merchant Accelerated Settlement)
Cultivated strong relationships with key stakeholders by maintaining open lines of communication and addressing concerns promptly in migrating India, MCCY and EMEA (Ongoing) markets to GMAS platform
Partnered with Business Stakeholders (GMPD) and Envisioning in understanding market specific requirements and translated it to technical requirement
Managed backlog prioritization, ensuring alignment with business goals and stakeholder expectations
Partnered closely with PD&I and TDE teams in proactively identifying risks associated with project timelines or deliverables, implementing mitigation strategies when necessary
Partnered with Quality Assurance team in defining shift left strategy for delivery timeline of features.
Some of notable accomplishments during migrations are: Enabling payments to merchants all 7 days in week, Leveraging bank holiday calendar to schedule payments for merchants and Designed Global format for treasury report
Product Owner
AMEX - GCS - DS&I
Gurgaon
09.2019 - 10.2021
Supervised 10 client facing solutions, scaled product from initial reach of 150 clients to ~ 1600 clients within the span of 6 months
Enhanced compliance tracking tool by adding comprehensive and customizable rules, resulting in 28% increase in adoption of tool and helped in policy abuse detection
Enhanced expense module by deploying Optical Character Recognition to read receipts and have automated checks on 3 metrics: Transaction Date, Amount and Merchant Name
OCR Deployment resulted in 60% reduction in auditing time and 90% increase in accuracy rate
Lead Product vision, Planning, Design, Usability, and quality of releases Partnered with business, technology, design, compliance, marketing, support and other product teams to create holistic and robust product.
Senior Analyst
AMEX - GCS - DS&I
Gurgaon
09.2016 - 09.2019
Partnered with EDA team to ingest CODL data required for use case in Cornerstone, process varied from Identifying source table in cornerstone to validating final CODL table
Assisted Corporate Clients in fixing per day food allowance policy for employees and identify Employees who have made Non-Compliant spend using their Corporate Card
Developed solution to provide insights on B2B Spend made by Clients across different portfolios
It captures information on acceptance and choice of Suppliers, Identify opportunities for Spend Retention and Spend Growth.
Analyst
Essex Lake Group
Gurgaon
08.2014 - 08.2016
Recoveries – Credit Card: Developed visibility solution with performance metrics related to recovery stage of credit card services for one of largest banks in USA
Motive is to keep check on efficiency of agencies and collectors on how much was recovered
CCAR Analysis – Mortgage Banking: Developed solution to calculate Net Interest Income for different loan products offered by one of largest banks in USA.
Education
Post Graduate Diploma in Data Science - Data Science
Platinum Genius Medal - American Express Intellectual Property & Law Strategy Group - Award presented by the American Express Global Intellectual Property Group for contributions to the American Express Patent Program during 2018
Timeline
Product Owner
AMEX - GMNS - NAS - Acquirer Capability Delivery
10.2021 - Current
Post Graduate Diploma in Data Science - Data Science