Anshul Parikh
Ahmedabad
Summary
Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.
Overview
11
11
years of professional experience
Work History
Regional Credit Manager
HDFC Bank Ltd (Assistant Vice President)
Gandhinagar
04.2023 - Current
- Analyzed financial status and property evaluations to determine loan feasibility for super high value loans.
- Used Vaultedge, Probe42 and Perfios to perform credit appraisals, document verification and loan approvals.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Improvised standard operating procedures for credit personnel to achieve consistency across the department.
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Reviewed and analyzed loan procedures.
- Provided training and consulted with team members to help meet individual target goals and thus meet the annual target for the Company.
- Work cross-functionally with sales, management and other departments to maintain effective operations.
Credit Approver
HDFC Limited
Ahmedabad
04.2019 - 03.2023
- Maintained high knowledge of current programs, offerings and products.
- Advised accounts and assisted through qualification processes.
- Sold in assigned territory and accounts, created new business and identified up- and cross-selling areas.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Motivated and encouraged staff to enhance productivity and meet demanding internal and customer targets.
- Verified application and account details to accurately assess credit and financial risks of clients.
Credit Manager
HDFC Ltd
Ahmedabad
05.2016 - 03.2019
- Attended ongoing professional training to facilitate accurate and productive credit management.
- Reviewed and analyzed loan procedures.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Interviewed credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Industrial Training
Aarvee Denims & Exports Ltd
Ahmedabad
09.2014 - 08.2015
- Was part of the Accounts & Finance team
- Was responsible for preparing various ageing analysis and MIS
Articleship Trainee
Deloitte Haskins & Sells
Ahmedabad
09.2012 - 08.2014
- Completed research, compiled data, updated spreadsheets, and produced timely reports.
- Prepared project presentations and reports to assist senior staff.
- Performed statutory audits in various listed companies as well as Private limited companies
Education
Chartered Accountant -
I.C.A.I.
Ahmedabad11.2015
B. Comm -
H L I C
Ahmedabad04.2014
School -
Prakash Higher Secondary School
Ahmedabad03.2011
Skills
- Creditworthiness Evaluations
- Policy Development
- Operational Efficiency
- Loan Decision Assessments
- Business Support
Hobbies
Trekking, philately.
Languages
English
Hindi
Gujarati
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Regional Credit Manager
HDFC Bank Ltd (Assistant Vice President)
04.2023 - Current
Credit Approver
HDFC Limited
04.2019 - 03.2023
Credit Manager
HDFC Ltd
05.2016 - 03.2019
Industrial Training
Aarvee Denims & Exports Ltd
09.2014 - 08.2015
Articleship Trainee
Deloitte Haskins & Sells
09.2012 - 08.2014
Chartered Accountant -
I.C.A.I.
B. Comm -
H L I C
School -
Prakash Higher Secondary School
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